69th NC Azalea Festival Wilmington NC 2016 | Get Your Party Hat On.

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69th NC Azalea Festival Wilmington NC 2016 | Wilmington NC real estate

 

 Join us for the 69th NC Azalea Festival in Wilmington NC. April 6 – 10 .

 

 

“The North Carolina Azalea Festival is Wilmington’s annual community celebration and the largest festival of its kind in the state. Founded in 1948, the Azalea Festival has emerged as Wilmington’s premier event.

Each April, a full week of natural beauty, big-name entertainment, festive galas, fun family events and Southern hospitality come together to showcase the charms of the Wilmington area. For community pride and springtime pageantry, the North Carolina Azalea Festival has no equal!

The Festival’s concerts, fairs and special events are viewed by more than one million people each year, in person and through media coverage. More than 200,000 are estimated to attend the annual two-day street fair, while more than 100,000 gather to watch the Festival parade. Each event is a celebration, beginning with the traditional arrival of Queen Azalea at the official opening of the five-day event. Stars glitter throughout town as Southern belles and their escorts promenade through lush gardens at the annual garden party. Everywhere the blooming azaleas offer colorful testimony to the rich heritage of coastal Carolina.”

Here is a sampling of the schedule for this years festival from the festival website.

  • Azalea 5K/10K/Kid’s Run

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    2APR2016
    The North Carolina Azalea Festival 5K/10K & 1 mile-Kid’s Run is an annual event hosted by the Cape Fear Volunteer Center. Kids, dogs, and costumes are welcome! All proceeds from …

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  • Azalea Sweep

    2APR2016
    The Azalea Sweep is an event that takes place a week or two prior to the Azalea Festival. Officers, committee members, and volunteers get together and clean various places where …

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  • Queen’s Coronation

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    6APR2016
    The Queen’s Coronation is an annual event where the Queen is officially crowned the North Carolina Azalea Festival Queen Azalea. In attendance are the Festival Celebrity Guests as well as: City …

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  • Brigade Boys & Girls Club Community Visit

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    7APR2016
    Each year the Azalea Festival Queen Azalea, Celebrities, and Official Party visit a community organization to help spread the Festival spirit.  We were proud to visit the Brigade Boys & …

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  • Celebrity Reception

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    7APR2016
    The Celebrity Reception provides sponsors of the Festival a close and personal opportunity to see and meet Queen Azalea, Celebrity Guests, and other Festival Dignitaries.  A relaxing luncheon on sprawling …

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  • School Visit

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    7APR2016
    Each year the Azalea Festival Queen Azalea, Celebrities, and Official Party visit a local school to share the Festival spirit.  The school works year-long to prepare a program and showcase …

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  • The Avett Brothers

    7APR2016
    When you’re receptive to the forces around you, you’ll notice there’s something powerful in the air. It’s that feeling of inspiration to which The Avett Brothers consistently remain open.” It’s a spirit …

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  • After Garden Get Down

    8APR2016
    The After Garden Get Down at Bluewater Grill is a fun, dockside party on Friday, March 8th from 2-5 PM, immediately following the Airlie Luncheon Garden Party.  Guests enjoy live music by Darryl …

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  • Airlie Luncheon Garden Party

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    8APR2016
    The premier event in Wilmington, the Airlie Luncheon Garden Party is one you can’t miss! Join us and 2,500 of our closest friends as we kick off Spring with big …

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  • Cape Fear Garden Club Azalea Garden Tour

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    8-10APR2016
    The Cape Fear Garden Club Azalea Garden Tour © is sponsored by the Cape Fear Garden Club, Inc. The tour has been featured in SOUTHERN LIVING and is one of …

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  • City RockFest Tour

    8APR2016
    Join us for the City RockFest Tour 2016 with Seventh Day Slumber, Decyfer Down, Childen 18:3, Spoken, & Disciple, presented by: McDonalds, McAnderson’s Inc. and the North Carolina Azalea Festival.Read More…

  • Juried Art Show

    8-10APR2016
    Over 100 North Carolina artists and national artists present fine paintings at the Annual Juried Spring Art Show and Sale.  The Art Show is a long-standing tradition of the North …

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  • Snoop Dogg with Doug E. Fresh

    8APR2016
    Multi-platinum artist, actor and entertainment icon Snoop Dogg is at the forefront of popular culture with award-winning albums and songs, multiple films, lifestyle products, philanthropic efforts, and digital ventures, including …

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  • Street Fair

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    8-10APR2016
    The North Carolina Azalea Festival Street Fair Presented by Wells Fargo is a free, family event with over 330 arts and craft vendors, 40 food vendors, 2 stages, a Children’s …

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  • USCGC Diligence Tours

    8-10APR2016
    Tour times are: Friday from 12:30 PM  – 15 minutes before sunset Saturday/Sunday from 10:00 AM  – 15 minutes before sunsetRead More…

  • Boxing

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    9-10APR2016
    The North Carolina Azalea Festival Boxing Tournament showcases some of the finest boxers from the National and International level of competition & from the military branches. Queen Azalea & VIP …

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  • Chase Rice with Kane Brown

    9APR2016
          Chase Rice When he takes the stage to perform, Chase Rice pulls no punches. “You’re gonna be mine and I’m gonna be yours for an hour and …

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  • Coin Show

    9-10APR2016
    A fun filled family event! Children are given free foreign coins to learn about currency and foreign countries. More than 30 dealers from several surrounding states are on hand to …

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  • Fireworks

    9APR2016
    A favorite Festival event, the fireworks are presented over the majestic Cape Fear River. Come early to pick out your best viewing spot!Read More…

  • Historic Home Tour

    9-10APR2016
    The North Carolina Azalea Festival Home Tour is an annual event held by the Historic Wilmington Foundation. Proceeds from the Home Tour will advance the Historic Wilmington Foundation’s efforts to …

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  • MGC Parade Mile

    9APR2016
    Welcome to the MGC Parade mile. Local law firm McAngus Goudelock & Courie is teaming with Go Time and the North Carolina Azalea Festival to put on a one of …

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  • Parade

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    9APR2016
    The Azalea Festival Parade continues to be one of Southeastern North Carolina’s largest annual event, with over 100,000 viewers each year. Our traditional parade route flows right through the heart …

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  • Patrons’ Party Gala

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    9APR2016
    The Patrons’ Party Gala is the grand finale for sponsors of the Azalea Festival.  A black-tie event filled with wonderful food displays and dancing to the sounds of the hottest …

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  • Street Fair Children’s Area

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    9-10APR2016
    The Street Fair Children’s Area is family fun for everyone! Games, children’s craft projects, and a stage dedicated to children’s performances all await you at the Cotton Exchange.   Saturday …

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  • Street Fair Multicultural Stage

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    9APR2016
    We invite the public to join us for a unique, family-friendly multicultural experience on Saturday and Sunday, April 9th and 10th. The kick-off of the multicultural festivities goes global beginning …

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  • USS North Carolina Battleship 75th Anniversary Celebration

    9APR2016
    Join us and our “living history crew” – active Marines in WWII attire bringing the Battleship to life on Saturday, April 9th! At 1:15 PM, there will be a Special …

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  • Festival Finale

    10APR2016
    Bluewater Grill is kicking off their Waterfront Music Series by hosting the Festival Finale on Sunday, April 10th, the last event of the North Carolina Azalea Festival. Back of the Boat will provide …

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From Last Years Festival

azalea

While you are in town, please visit our mobile site mobile.cbbaker.com to view our fabulous real estate offerings.  Or online www.cbbaker.com

Categories: 65th Azalea Festival, 67th Azalea Festival, azalea festival, Wilmington NC homes, wilmington real estate stats

Soothing Medicine for your CONSCIENCE | Volunteer Wilmington NC Conscience Fairs 2016 | Wilmington NC real estate

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StarnewsMedia is hosting the 2016 Conscience Fair this year  10 a.m. to 2 p.m. Saturday, Jan. 23, in Cape Fear Community College’s Schwartz Center, 601 N. Front St.  If you have not selected a New Years resolution, you may  find one here at the fair.  Over 100 Non- Profits will be there with a whole list of needs.  A great time to scratch that “Volunteer” itch you have been having.  Wilmington NC is an awesome city and it is mainly because of it’s great people and giving attitude.  Join in, you will not be sorry.

More to follow on how to sign your non-profit up for the fair.

The following nonprofits have signed up for booths so far.

Coastal Enterprises of Wilmington; Don Hoover; (910) 763-3424; d.hoover@bizec.rr.comUnited Way of the Cape Fear Area;

Tommy Taylor; 9107983900; tommy.taylor@uwcfa.orgStep Up for Soldiers; Tom Russell; 910-297-4981;tom@stepupforsoldiers.org

Cape Fear Regional Community Development Corporation; Janiel Blackman; 910-762-7555; info@cfrcdc.orgNAACP Parents’ Council of New Hanover County; George Vlasits; 910-465-8871; gvlasits@gmail.com

The Bridge; Mary Ellen Bowman; 9105239687; cwjchope@gmail.comNew Hanover Regional Medical Center; Eileen McConville; 910.667.5317; Eileen.mcconville@nhrmc.org

Paws Place Dog Rescue; Peggy Durso; 330-416-4748; peggy@pawsplace.org

New Hanover County Community Emergency Response Team (CERT); Kristen Skinner; 910-798-6905; kskinner@nhcgov.com

Wilmington Area Rebuilding Ministry, Inc. (WARM); Melanie James; 910.399.7563; info@warmnc.org

Easter Seals UCP; Pat Watson; 910-790-5921 Ext. 8337; patricia.watson@eastersealsucp.com

Gifted in Rhythm & Life (GiRL); Cassandra McNeil ; 202-421-2645; cassandra.wearegrl@gmail.com

Quality Enhancement for Nonprofit Organizations; Natasha Davis; 910-962-2878; davisn@uncw.edu

Cameron Art Museum; Pam Palmer; 910-395-5999 x 1012; ppalmer@cameronartmuseum.org

Airlie Gardens; Flo Berry; 910-798-7566; fberry@nhcgov.com

Road to Recovery-Relay For Life; Yona Bar-Zeev; 9106865191; barzeevy@gmail.com

Sunrise Express Benefit Group ; Peter Morreale; 9102977868; Peter@sunriseexpress.org Animal Avengers; Jennifer Witkowski; 8472049458; jenniferwitkowski@gmail.com

New Hanover County Board of Elections; Jenna Dahlgren; 910 798 7330; jdahlgren@nhcgov.com

North Carolina Coastal Federation; Rebecca Peter; 910-509-2838; rebeccap@nccoast.org

Sunrise Express Benefit Group; Peter Morreale; 910-297-7868; peter@sunriseexpress.org

Pets for Vets – Cape Fear NC; Peggy Jones; 910-470-6337; capefear-nc@petsforvets.com

North Carolina Sorosis; Debbie Sheehan, President; (910)395-2176 or (910)612-0696; dwsheehan@hotmail.com

Wilmington Prostate Cancer Support Group, Us TOO; George W Gardner; 9107929953; wproscasupportgp@aol.com

CAT Adoption Team; Julie Wheeler; 910-228-0163; jwheeler1@ec.rr.com

Team First Book; Carol Barre; 910-200-1441; cbarre1250@ec.rr.com

The Carousel Center, Inc.; Laurene Avery; 910-254-9898; Vista@carouselcenter.org

Cape Fear Habitat For Humanity; Tim Synan, Volunteer Coordinator; 910-762-4744 x105; tim@capefearhabitat.org

Diaper Bank of North Carolina Lower Cape Fear; Leigh Robertson; 910-232-2824; mleighrobertson@gmail.com

Cape Fear Parrot Sanctuary; Ces Erdman; 910-471-2186; cesnc1978@hotmail.com

The Matthew 25 Center; Paula Schwefel; 9102597133; matthew25@bizec.rr.comAARP NC; Suzanne LaFollette-Black; 919-274-2598; Sblack@aarp.org

Cape Fear Museum of History and Science; Kitty Yerkes; 910.798.4372; kyerkes@nhcgov.com

Journey4Josh; Patty Proutey; 910-442-7721; Journey4josh@gmail.com

Kids Making It; Kim Boyce; 910-262-3452; kim@kidsmakingit.org

Canines for Service; Christy Borst; 910-362-8181; cborst@caninesforservice.org or information@caninesforservice.org

NourishNC, Inc.; Kathryn Thomas; 910-465-0995; kthomas5745@gmail.com

The Warrior Ride; Carolyn Scott ; 910 278 9919 ;…

More to come.  Now is your chance to make a difference.

www.cbbaker.com for all your Wilmington NC real estate needs.

 

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Categories: Concience Fair 2016, Volunteer in Wilmington 2016, wilmington nc weekly events

“LITTLE” HOUSEHOLD PROBLEMS CAN EVENTUALLY COST A LOT

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Sometimes a $1,000 disaster can be prevented with a $4 hose. That’s the finding of many homeowners who end up paying a lot for repairs that could have been prevented with just an ounce of inexpensive prevention.

One of the best places to check first is any place in your home that can be damaged by water. A survey by the American Society of Home Inspectors found that 40% of home maintenance problems are related to water. Water seeping into the basement or crawlspace, leaks from neglected washer and dishwasher hoses, and leaking pipes can leave you wet and poor.

Pay attention to the following items in your home regularly:

Water Threats
• Check for leaks from appliance hoses (washer and dishwasher), connections to the hot water heater and humidifier, outside spigots, exposed plumbing. Tighten all connections.

• After a heavy rain, check for water in attics, basements and crawlspaces. Make repairs as soon as the area is dry.

• Backed-up gutters can cause water to seep back up into the attic. The solution is simple, though: regularly remove leaves and debris from the gutter system.

Electrical System
• Check the circuit breakers about every six months.

• Check switches when lights seem to blink when the switch is touched.

• Keep wall-socket plates secure and replace broken ones.

A/C and Heating System
• Check these systems at least once a year; have them cleaned and serviced. You could save thousands in repair/replacement bills later, and improve operating efficiency thereby lowering monthly costs.

• If you have a fireplace, make sure it is professionally inspected and cleaned annually. Wood-burning fireplaces can cause creosote to build up in their chimneys–a dangerous fire hazard.

For more information please visit www.cbbaker.com

Categories: Wilmington NC homes, Wilmington NC Market Statistics, wilmington nc real estate, wilmington nc relocation

DYI or Hire a Professional | Wilmington NC real estate

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homeplansMost homeowners have a list of things they would like to do to change and improve their homes. But moving those plans off the list and into reality is often prevented by costs, especially for labor. That’s why so many homeowners have adopted the “do-it-yourself” approach. Should you?

Don’t think you have to be an expert in masonry, carpentry, plumbing and electrical work to make your own home improvements. You can get help from books, magazines, videos, the Internet, or you could take a class with hands-on instruction. A bonus: When you learn to remodel, you’ll become a better maintenance person, saving yourself future repair costs.

If you’re just developing your handyperson skills, here are a few tips for getting the job done right at a cost savings:

Start with modest projects,

especially those with low materials costs (e.g., painting). That way you can afford to redo the project if your first attempt isn’t quite up to snuff.

Research and plan before diving in.

Get the training you need or talk with experts, then outline each step of the process on paper.

Buy, borrow or rent the proper tools.

Having the right tools when you need them is critical to doing any job efficiently and well.

If you lack the skills, patience or time to do the entire project, just do part of it.

You can ask contractors for bids that list the cost of each phase of the project, from preparation to finishing, plus materials. You may be able to save a lot by knocking down a wall yourself, removing old flooring or painting a newly installed wall.

Work with the professionals.

By becoming one of the “crew,” you can cut the overall cost of the project and learn a lot in the process.

    Let us know if we can help. www.cbbaker.com or kaybakerassociates@ec.rr.com

 

Categories: DYI Home Improvement, waterfront wrightsville beach, Wilmington NC homes, Wilmington NC Neighborhoods, wilmington real estate stats, Wrightsville Beach NC

BIDDING WARS 8 Hot Tips To Win The Dream Home You Want When Other Homebuyers Want It Too

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Wilmington NC and many markets and neighborhoods around the country are experiencing a shortage of homes for sale right now. When that happens, prospective buyers can find themselves losing out to other buyers who have their ducks lined up and a good real estate pro working with them.

If you want to purchase a home and you’re in a tight market—or you know someone who is—here are some pointers on how to win a bidding war.

1. Get pre-approved for a mortgage. Pick your lender (we’re standing by!) and loan type, and then submit all the paperwork requested. When you find the home you want, you’ll be able to make an offer quickly with a pre-approval letter from your lender tailored to the specific property.

2. Have cash at the ready—and prove it. You’ll need cash for earnest money (a check with the offer; make it a big one), your down payment and closing costs, along with bank statements that show the sellers you have more than enough cash to close the deal.

3. Find a great real estate agent. Look for an experienced, knowledgeable and committed pro who has the time to pay close attention to your house hunt. Overly busy agents may not be able to meet your needs in a timely way.

4. Jump on new listings. Being the first buyer to see a home and make an offer puts you at the head of the line—and at an advantage. Work with your agent to learn about homes that are about to come on the market and keep an eye out for new for-sale signs in the neighborhood(s) where you want to live. Sometimes signs go up a few hours or days before homes show up on the multiple-listing service.

5. Offer and counter-offer quickly. Work with your agent to have offer paperwork ready to go so you need only fill in the blanks for the particular property. If your offer is not accepted but countered, respond to the sellers as quickly as possible to “stay in the game”—hopefully keeping other buyers at bay.

6. Find out about the sellers. This is where your agent can be especially helpful, asking the sellers’ agent what the sellers are looking for in an offer, such as a particular settlement date. In addition, a personal “Dear Seller” letter from you, describing specifically why you like (love!) the home and want to live there, makes a great first impression for your offer. Flatter away!

7. Make a “clean” offer. Typically, offers include contingencies for financing, appraisal, inspections and more to protect buyers from surprises. Ask your agent for advice on skipping these contingencies or making other arrangements to protect your interests. If you decide on inspections, get them done quickly and resist the urge to nickel and dime the sellers on every little deficiency found. Offer your best price without requests for seller financing, help with closing costs, conveyances or a home warranty.

8. Consider an escalation clause. Your agent can help you decide whether an escalation clause should be a part of your offer. An escalation clause offers to pay a certain amount more than the highest offer in hand, up to a specified price. Before you set that price, however, make sure you understand how much the home is worth so that you don’t end up overpaying. If the lender’s appraisal comes in under your contract price, you would either: 1) have to pay the difference in cash; 2) lose the home (and your deposit, if you don’t have an appraisal contingency); or 3) try to renegotiate a lower price with the seller.

 

Categories: Bidding Wars, wilmington nc real estate, wilmington nc relocation, wilmington real estate stats, Wrightsville Beach NC

Want To See An Awesome City :: Wilmington NC

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Welcome to our awesome town…


Wilmington Chamber

In case you need a couple more reasons to love Wilmington NC…

1. Beautiful Beaches and Waterways

Wilmington NC is situated on the southeast coast of NC and is bordered on the east by the Atlantic Ocean and the west by the Cape Fear River. The beauty and charm of Wilmington and the surrounding beaches equal or surpass any on the east coast. The many pristine beaches that we have to enjoy such as Wrightsville Beach, Carolina Beach, Kure Beach, Topsail Beach, Oak Island and Ocean Isle Beach are sure to captivate your heart.

 

2. Boating

The area’s many miles of coastline, rivers and sounds offer a variety of  watersports, boating activities, and quite a few harbors, marinas, and yacht clubs.

3. Fishing

Being located within minutes of one of the most protected inlets on the east coast, Wilmington offers bountiful fishing opportunities within minutes. Masonboro Inlet is located between the Southern tip of Wrightsville Beach and Masonboro Island. Also, the many creeks and bays located off banks channel and the waterways are a fisherman’s dream. You will see them fishing for drum, trout, and  flounder in the fall of the year.

3. Masonboro Island

 

Masonboro Island is an 8 mile long uninhabited island on the southern North Carolina coast between Wrightsville Beach and Carolina Beach and is part of the National Estuarine Research Reserve. Masonboro Island, only accessible by boat, is enjoyed by campers, surfers, anglers, and bird-watchers alike. The reserve consists of about 5000 acres, which about 4400 acres are tidal marsh and mud flats. The most northern end at Masonboro Inlet is the most popular area with its sandy beaches and protected waters. Any summer weekend you will see many boaters and campers prepared for a few days on the beach with tents, grills and water toys in tow.

4. Historic Downtown Wilmington NC

Wilmington is blessed with a beautiful and extensive historic district with magnificent and stately oaks, azaleas and oleanders. 230 blocks of downtown are on the The National Register of Historic Districts. The city embraces a lot of history and is fortunate that so much has been preserved.

5. Wilmington NC Real Estate

I cannot speak highly enough about the real estate offered in and around Wilmington NC, from the River to the Sea! Wilmington offers many affordable neighborhoods such as Whitney Pines to move up neighborhoods like Covil Estates with amenities, to luxury gated communities such as Landfall, or golf course neighborhoods like Porters Neck, and waterfront neighborhoods with marinas and boatslips such as Turtle Hall or Shinn Point . The choices are all right here in our great port city of Wilmington NC.

6. Golf

You can truly enjoy golf year round at the many golf courses throughout the Cape Fear Region. Whatever your handicap, there are more than twenty courses in and around Wilmington that are a pleasure to walk. Some of the courses were designed by some of golf’s greatest names including Jack Nicklaus, Tom Fazio, Fred Couples and P.B. Dye, among others.

7. NC Azalea Festival

For more than 50 years, Wilmingtonians have enjoyed the biggest celebration of the year, The NC Azalea Festival. From the parade, artwork, garden tours, street fair, and rich history, there is truly something for everyone to enjoy. This year the Azalea Festival will be held April 1-5th. Come have fun with us!

8. USS Battleship NC

For all the history or military buffs, the USS Battleship NC is located just across the Cape Fear River from downtown Wilmington. You can tour the ship, take a history lesson, visit the museum or the ship’s store.

9. Wilmington NC Attractions

You will certainly never be bored with all the attractions to our area including the Zoo, numerous Museums, Cape Fear Riverboats, Airlie Gardens, Poplar Grove Plantation, Art galleries, live music and performing arts.

10. Churches

Wilmington is known for its many churches and their unique architecture. You will find one on almost every corner from any denomination you prefer.

11. Bald Head Island

Escape to the tropics! That is exactly how a visit to Bald Head Island will make you feel. Bald Head is located right off the Cape Fear River across from Southport, NC and only accessible by ferry or boat. The island is only traveled by golf cart and offers some of the most beautiful beaches and creeks around.

12. Figure Eight Island

Figure Eight Island, NC is located just north of Wrightsville Beach, NC . It is a private island, only accessible by a swing-bridge with a gatehouse and is bordered by the Intracoastal Waterway and the Atlantic Ocean. The island consists of 1300 acres and approximately 441 homes.  Figure Eight Island today is a beautiful coastal community offering the ultimate in privacy and security and just minutes from the conveniences of Wilmington and Wrightsville Beach, NC.

13. Thalian Hall Theater

Thalian Hall in Wilmington NC celebrated its grand opening October 12, 1858! 85 performances were presented that first year.  At the time, it was the largest Theater South of Richmond, Va. Thalian Hall was known by many names in its early days such as “The Wilmington Theater”, “The Opera House” and “The Academy of Music”. Thalian Hall today looks largely the same as it did in 1858, with its rambling ornate architecture.

14. Fort Fisher Aquarium

The NC Aquarium at Fort Fisher not only displays an assortment of waterlife, but also focuses on conservation of aquatic environments. The Aquarium is open to the public and is available for private events.

15. Warm Climate

The mild climate of the Cape fear region is a big bonus for residents and visitors alike. Golfing, watersports and a multitude of outdoor activities can be enjoyed year round. However, there are four seasons and their transitions are usually spectacular.

16. Southern Hospitality

You will always be in amazement of the southern culture and hospitality of the Southeast region of North Carolina. It is commonplace for southerners to stop on the street and ask you “how you are doing”. And, the courtesy of drivers will pleasantly surprise you.

17. Vibrant and Diverse Economy

New Hanover county is a good location for comfortable living and a thriving business environment. In fact, the Wilmington area was just ranked in the 6th position for cities with job and economic growth by Milken Institute.

18. Shopping

Shopping is delightful with the many strip centers, Independence Mall, Cotton Exchange in downtown Wilmington and the new Mayfaire Town Center with all the name brand stores like William & Sonoma, J Crew, Pottery Barn, and more.

19. Schools

The schools in New Hanover county are some of the best in the country. The recent ABC scores and AYP results are indicative of our excellent schools.

20. UNCW Wilmington NC

UNCW has been named numerous times “Best in the Southeast” by the Princeton review and one of the top three ‘Best Values” by Kiplinger’s rankings. Wilmington College opened its doors in 1947 and was granted 4 year status in 1963 after moving to its present location on College Rd.  UNCW presently enrolls nearly 12000 students.

21. Museums

Wilmington, NC is blessed with many museums such as the Cape Fear Museum, Cameron Art Museum, Wilmington’s Children’s Museum, Wilmington Railroad Museum and many more.

22. Nightlife

When the sun goes down in Wilmington, the downtown area lights up with neighborhood bars, pubs and restaurants. Not to mention the many restaurants and the like that have opened at Mayfaire Town center near Wrightsville Beach.

23. Events

The Cape Fear region is rich in happenings around the area. You can choose from annual fishing tournaments, crafts shows, festivals like the Azalea Festival, Jazz Festival or Riverfest and at Christmas, the Holiday flotilla.

24. Film Industry

Wilmington or “Hollywood East” has hosted the production of more than 400 movies, miniseries and TV movies. In fact, more revenue has been generated from Wilmington NC productions than any other US city except Los Angeles and New York. Just to name a few One Tree Hill is filmed here, Sleeping With the Enemy, Divine Secrets of Ya Ya Sisterhood and Forest Gump.

25. Airlie Gardens

Gardens by the sea best describes the lush formal gardens, lakes and magnificent oaks draped with Spanish moss. Airlie Gardens is home to the Azalea Festival garden party with its collection of over 100,000 azaleas. Airlie is also a popular setting for weddings, Airlie concerts, Oyster roasts, and enchanted Airlie during Christmas starting in November.

Categories: Figure Eight Island, Love to love Wilmington NC, Wilmington NC homes, Wilmington NC Neighborhoods, wilmington nc real estate, Wrightsville Beach NC

What is the difference between loan pre-approval and pre-qualification? Wilmington NC

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Checkbook When looking at Wilmington NC real estate, pre-approval and pre-qualification are steps you can take to line up your mortgage loan before you start house hunting. They are different, so read on:

Pre-approval:

  • is actually applying for, and getting, a conditional commitment for a mortgage loan up to a specific amount of money.
  • is usually good for 60-90 days.
  • applies, even though you might not have chosen the home you will buy.
  • often requires a loan application fee.
  • gives you bargaining power, because it tells the seller you are ready to buy and able to get financing.

Pre-qualification:

  • is the result of a lender taking a cursory look at the buyer’s income, credit history and assets.
  • states the buyer probably could afford to buy up to a certain limit.
  • does not include a loan commitment.
  • tells sellers you’re serious about buying and their house is in your price range.
  • usually costs no more than the credit report fee.

Some advantages of pre-qualification and pre-approval are:

  • A pre-approval or pre-qualification can speed closing because the paperwork for the loan has already been started.
  • You will begin learning about the financing process, and any problems that might arise can be resolved early.
  • You know in advance how much you can borrow.
  • Your offer is more attractive to the seller, because the seller won’t have to guess about whether you can afford the house.

Where do you begin when it’s time to look for a new house? Start by calling or e-mailing us with your home-buying questions. We can give you an idea of how much home you can afford to buy, then you can follow up with your local lender.

For more helpful hints, we invite you to visit http://www.cbbaker.com
Categories: Mortgages, Pre-Approval, wilmington nc real estate, wilmington nc relocation, Wilmington nc schools, wilmington real estate stats

HAMPSTEAD NC REAL ESTATE

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Hampstead, NC, an unincorporated area of Pender County, is just north of Wilmington on Hwy 17. Hampstead offers lower cost of living and is becoming very popular for many retirees, especially from the Northeast. In fact, families from all over have come to call Hampstead home. Hampstead, NC real estate information is at your fingertips by contacting Baker Wayne and Associates today.

 

 

Hampstead is bordered on the east by the intracoastal waterway and Topsail Island. This area is rich in all types of water recreational opportunities and golf. You can enjoy boating, fishing, kayaking, camping or just a round of golf at one of the nearby courses.

Hampstead is also home to some of the best schools in North Carolina. There are three elementary schools:  read rest of story here….

Categories: Hampstead Nc, Wilmington NC homes, Wilmington NC Neighborhoods, wilmington nc real estate, wilmington nc relocation, wilmington real estate stats

MORTGAGE:: Insider’s Guide To The Latest Home-Loan Opportunities

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Mortgage lending is a continually changing industry. Here are some of the more recent changes in regulations, practices and products.

wilmington nc real estateLenders Welcome Borrowers With Open Arms

Affordable interest rates mean more people can qualify to buy a first home or move to a bigger home, and lenders are reaching out to make mortgages more attractive. Some lenders even sweeten the pot with low (or even no) closing costs. Recently, best buys have been 15-year and 30-year fixed-rate mortgages. In many cases, the rates for these loans have been just above adjustable rate mortgage initial rates, which are low for a short period of time, then adjust (rise or fall) with the market.

 

FHA Changes Mean Help For More Buyers

Changes to the Federal Housing Administration’s (FHA) mortgage program opened FHA up to many more potential home buyers. Home buyers with an FHA-insured single-family home loan may now finance 100% of the closing costs on the loan. Previously, FHA allowed home buyers to finance only 57% of the closing costs, which added hundreds of dollars to the up-front cash home buyers need for settlement.

A second important change to FHA was raising the maximum loan amount in high-cost areas and linking the maximum to local housing costs. The FHA’s mortgage limit varies by location and property type, depending on home prices in an area and the number of units in the property. In addition, FHA has higher limits in Alaska, Hawaii, Guam, and the U.S. Virgin Islands because these are considered to be high-cost areas. You can check the current FHA loan limit in your area by going online to: https://entp.hud.gov/idapp/html/hicostlook.cfm

Now borrowers will have to put down 3% of the first $25,000 of the loan amount; 5% of the loan amount between $25,001 and $125,000; and 10% of the loan amount above $125,000.

These changes will interest higher-end buyers in FHA loans and make FHA more accessible to those whom the program is primarily intended to serve — prospective buyers who do not qualify for conventional financing. Traditionally, FHA has served buyers who have lower incomes, make smaller down payments and purchase less expensive homes.

More Good News For Loan Shoppers

{short description of image} Federal regulation now mandates that mortgage brokers itemize all fees they receive to originate or close a loan.

Previously, brokers were allowed to lump miscellaneous charges and premiums into a general fees category, which made it nearly impossible to comparison-shop lender fees. The law applies only to mortgage brokers, not mortgage bankers. Fees really do add up, so when loan shopping, ask up-front for an itemized breakdown of lender fees.

Mortgage Help For First-Time Buyers

An exciting Fannie Mae program may help open the door to home ownership for low- and moderate-income buyers.

The Community Home Buyers Program allows for slightly more debt when qualifying for a loan than standard mortgage plans.

Although this program requires a 5% down payment, borrowers can make the down payment with as little as 3% of their money and up to 2% from a family gift or loan from a government or nonprofit agency. In addition, the Community Home Buyers Program waives the common requirement that borrowers have two months’ worth of mortgage payments in savings after closing.

There are special requirements to qualify: Borrowers must attend a series of home-buyer education classes and the borrower’s income must not exceed 115% of the median income in the area. For more information: Fannie Mae, Public Information Office, 3900 Wisconsin Avenue, NW, Washington, DC 20016 or call (800) 732-6643.

Computer Programs Rate Borrowers

There’s a relatively new twist in mortgage lending. Recently, lenders have started to replace traditional underwriter’s judgements on an applicant’s creditworthiness with a computerized credit rating called “credit scoring.”

Both ways of assessing a potential borrower’s ability to pay back the loan — the underwriter’s judgements and credit scoring — rely on much the same information: salary history, credit history from credit reporting companies, ratio of debts-to-income, etc. But credit scoring uses a computer program designed to predict who will default on a loan. It assigns a numerical score to each factor and then adds them up. Credit scoring is objective and designed to uncover hidden problems. For this reason, credit-scoring programs may assign more importance to some factors that the underwriters might overlook.

If you are interested in learning more about any of these new lending procedures, call or e-mail us. We’ll be happy to assist you.

Categories: wilmington nc real estate, wilmington nc relocation, wilmington real estate stats, Wrightsville Beach NC

Shhh…. Best Kept Secret Around | Wrightsville Beach NC Real Estate

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 View Wrightsville Beach Listings

Please feel free to contact us with any questions or requests about Wrightsville Beach NC homes for sale or Wrightsville Beach NC real estate, or any location in the Cape Fear Region. We have lived here all our lives and can help match a neighborhood with a home and schools. I know where the best shopping is and all the main attractions. If you are looking for a second home or investment property in Wrightsville Beach, there are still real deals in the great coastal area, but you will need a real estate expert to help you. Baker Wayne and Associates are experienced real estate professional’s who has decades of home buying and selling experience in the Wrightsville Beach area. For true local and knowledgable service in the Wrightsville Beach real estate market, contact our Team today.

The breathtaking island of Wrightsville Beach stretches four miles from Masonboro inlet on the south to Mason inlet on the north. The clear waters off Wrightsville Beach often resemble those of the Caribbean. The city limits of the town of Wrightsville Beach today encompass not only the barrier island but also Harbor Island and a small portion of mainland. Most of the early visitors were fishermen and hunters traveling to the Island by boat. Already the history of Wrightsville Beach, NC was being built on an appreciation of nature and Wrightsville’s bounty. You will truly be amazed at the sunrises on the Atlantic and calming sunsets on the Intracoastal Waterway. Wrightsville Beach, NC offers boating, surfing, fishing or simply true relaxation by the water’s edge. And best of all, Wrightsville Beach is accessible by I40 or our international airport in Wilmington, just minutes away. Wrightsville Beach has it all!

 It is a great time to buy if you know where to look, as a real estate expert in the Wrightsville Beach market, we are here to help you find a great property at a great price, please contact us today for an up to date market report.

For all your Wrightsville Beach real estate needs, please give Baker Wayne and Associates a call at 910-202-3607 or email bakerwayneassociates@ec.rr.com

Free Relocation Package Wilmington NC

 

www.cbbaker.com

Categories: wilmington nc real estate, wilmington real estate stats, Wrightsville Beach makes Top 20 Surf Towns, Wrightsville Beach NC


Kay Baker Associates | 1001 Military Cutoff | Ste 101 Wilmington, NC 28405 | kaybakerassociates@ec.rr.com | 910-202-3607 | Fax 910-338-2428

Copyright © 2017 Wilmington NC Real Estate Guide. All rights reserved. Disclaimer: All content on this blog is my own opinion and should not be treated as fact or relied upon when purchasing or selling real estate.