Waterfront in Wilmington NC from $100,000 | Wilmington NC real estate

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Waterfront Homes from $100,000 – $200,000 - Find Here

Waterfront Townhomes and Condo’s from $100,000 – $200,000 - Find Here

Waterfront Homes from $200,000 – $400,000 - Find Here

Waterfront Townhomes and Condo’s from $200.000 -  $400,000 - Find Here

Waterfront Homes from $400,000 - Find Here

 Waterfront Townhomes and Condo’s from $400,000 - Find Here

 Waterview Homes, Townhomes and Condo’s - Find Here

Waterfront and Waterview Foreclosures - Find Here
Waterfront and Waterview Shortsales - Find Here
To Search Different Criteria and Want’s - Find Here 

 To live by the water is devine…

Enjoy our newest listing at Wrightsville Beach

Deep Waterfront with 2 boat lifts

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608 North Channel Drive | Wrightsville Beach NC Real Estate -SOLD!

Waterfront Wilmington NC

Real Estate Listings

The Cape Fear Region’s many miles of coastline, rivers and sounds offer a wide variety of fishing, watersports and boating activities. And, to maximize the regions waterfront enjoyment, there are many neighborhoods offering waterfront homes in Wilmington, NC with canals, boatslips, and or boatramps. We offer the latest, detailed information on all Wilmington NC waterfront homes and communities offered for sale in Wilmington, NC. So just sit back, relax and click any of these Wilmington waterfront communities to search for your waterfront dream home now.

Waterfront Real Estate in Wilmington NC

Please feel free to contact us with any questions or requests about waterfront homes for sale or waterfront real estate in Wilmington, NC, or any location in the Cape Fear Region. We have lived here all our lives and can help match a neighborhood with a home and schools. We  know where the best shopping is and all the main attractions. If you are looking for a second home or investment property in Wilmington, NC, there are still real deals in the great coastal area, but you will need a real estate expert to help you. We are experienced real estate professional’s who has decades of home buying and selling experience in waterfront properties in Wilmington, NC area.

Marinas and Yacht Clubs

 click here for list

Wilmington NC offers an assortment of Marinas and Yacht Clubs for your boating enjoyment. They are located from Carolina Beach north to Scotts Hill. You can get the details about specifics on each one right here.

For true local and knowledgable service in waterfront homes in Wilmington, NC please contact us today at 1-800-497-7325 Ex. 3607 or email atbakerwayneassociates@ec.rr.com

Wilmington, NC Waterfront Neighborhoods


Arjean by the Sound
Avalon West
Avenel
Bald Head Island*
Bay Harbor
Bluepoint
Bradley Creek Point
Bridgewater Bluffs
Carolina Bay
Cedar Island
Cedar Landing
Chanel Haven
Channelwalk
Charleston Landing
Demarest Landing
Dolphin Bay
Dunbar Landing
Driftwood Villas
Edgewater Subd
Egret Landing
Elliott Place
Figure Eight Harbour
Figure Eight Island*
Greymarsh Crossing*
Harbor Villa
Headwater Cove
Hickory Knoll
Holiday Hills
Hollyholm
Inlet Park
Inlet Point Harbor Sub*
Inlet Watch Estates*
Intracoastal Watch
John’s Creek
Landfall*
Loder Landing
Marywood
Masonboro Bluffs
Masonboro Harbour*
Masons Bluff
Middle Oaks
Old Chimney
Osprey Point
Oyster Bay
Pelican Reef*
Porter’s Neck
Purviance
Sanddollar Shores
Sandfiddler Point
Saponas Point
Scotts Hill Bluff
Shal-a-Moor
Shandy Point
Shinn Creek Estates*
Shinn Point*
Sounds Edge at Bradley Creek
South East Harbor
Register Place
River Island
Tangle Oaks
The Tides* 
Timber Creek
Towles*
Tidalwalk*
Turtle Hall*
Waterway Lodge
Westportt

Categories: waterfront wrightsville beach, wilmington nc, wilmington nc real estate, wilmington nc relocation, Wilmington nc schools, Wrightsville Beach makes Top 20 Surf Towns, Wrightsville Beach NC

25 Reasons to Love Wilmington NC

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1. Beautiful Beaches and Waterways

Wilmington NC is situated on the southeast coast of NC and is bordered on the east by the Atlantic Ocean and the west by the Cape Fear River. The beauty and charm of Wilmington and the surrounding beaches equal or surpass any on the east coast. The many pristine beaches that we have to enjoy such as Wrightsville Beach, Carolina Beach, Kure Beach, Topsail Beach, Oak Island and Ocean Isle Beach are sure to captivate your heart.

 

2. Boating

The area’s many miles of coastline, rivers and sounds offer a variety of  watersports, boating activities, and quite a few harbors, marinas, and yacht clubs.

3. Fishing

Being located within minutes of one of the most protected inlets on the east coast, Wilmington offers bountiful fishing opportunities within minutes. Masonboro Inlet is located between the Southern tip of Wrightsville Beach and Masonboro Island. Also, the many creeks and bays located off banks channel and the waterways are a fisherman’s dream. You will see them fishing for drum, trout, and  flounder in the fall of the year.

3. Masonboro Island

 

Masonboro Island is an 8 mile long uninhabited island on the southern North Carolina coast between Wrightsville Beach and Carolina Beach and is part of the National Estuarine Research Reserve. Masonboro Island, only accessible by boat, is enjoyed by campers, surfers, anglers, and bird-watchers alike. The reserve consists of about 5000 acres, which about 4400 acres are tidal marsh and mud flats. The most northern end at Masonboro Inlet is the most popular area with its sandy beaches and protected waters. Any summer weekend you will see many boaters and campers prepared for a few days on the beach with tents, grills and water toys in tow.

4. Historic Downtown Wilmington NC

Wilmington is blessed with a beautiful and extensive historic district with magnificent and stately oaks, azaleas and oleanders. 230 blocks of downtown are on the The National Register of Historic Districts. The city embraces a lot of history and is fortunate that so much has been preserved.

5. Wilmington NC Real Estate

I cannot speak highly enough about the real estate offered in and around Wilmington NC, from the River to the Sea! Wilmington offers many affordable neighborhoods such as Whitney Pines to move up neighborhoods like Covil Estates with amenities, to luxury gated communities such as Landfall, or golf course neighborhoods like Porters Neck, and waterfront neighborhoods with marinas and boatslips such as Turtle Hall or Shinn Point . The choices are all right here in our great port city of Wilmington NC. Read the rest of this entry

Categories: Figure Eight Island, Uncategorized, wilmington nc, Wilmington nc schools, wilmington nc weekly events

Positivity | 12 Signs Housing Recovery Is Taking Hold | Wilmington NC real estate

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Good News and Positive Numbers For Wilmington NC real estate ( click on graph for more statistics)
Call us if you are thinking about selling your home.
We will be glad to give you advice

POSITIVITY
12 Signs Housing Recovery Is Taking Hold

If you’ve been one of those would-be home buyers on the proverbial fence, now is the perfect time to get off and make your move! All signs point to right now being a great time to buy in our local housing market — for far more reasons than historic low interest rates alone. We can work with you to take advantage of these truly extraordinary conditions to buy now. From discovering how much home you can afford to uncovering the best deals in our area, we will share with you the insider info you need to buy your next home today. Here are 12 signs why it’s a great time to make a move toward buying in this market.

1. Incredible Interest Rates
Interest rates are at historical lows. It’s hard to walk away from fixed-rate mortgages with low interest rates that can keep your monthly payment manageable for the life of the loan. Because your interest rate is low, you can afford more home than you would otherwise be able to buy.

2. Financing Back On Track
If you need a loan, lenders are ready to help. Once you provide evidence of your income and job history, a down payment and good credit score, you’re more likely to get a loan than at any time during the recent past.

3. Motivated Sellers
Whether it’s a homeowner who needs to relocate quickly or is being forced to short sell or it’s a bank selling their foreclosure property, there is no doubt that many sellers today are motivated. They want to get their homes sold and will consider your offer seriously, putting you in the driver’s seat during negotiations!

4. Fewer Buyers
Because so many would-be homeowners are still sitting on the fence waiting or don’t have the credit score needed to qualify today, your competition for buying now is going to be less than in the near future. Take advantage of that to start shopping!

5. Wide Selection
The number of homes available is still good, giving you a selection to choose from and some negotiating power. (Availability varies by price. Ask us for the latest listings.) Tip: If you feel like taking your time finding a home, beware that the true gems in the real estate marketplace are being snapped up fast!

6. High Affordability
The mortgage payment on a median-priced home at today’s average interest rate is the smallest percentage of median income in years, according to the National Association of REALTORS® Housing Affordability Index. Your home-buying power today is near an all-time high!

7. Home Prices Are Trending Upward
The days of rock-bottom prices are already history, especially for move-in-condition homes. You can still find a great deal on a home, but you need to act fast because the best-priced homes in the best condition don’t last long in our area.

8. Owning Vs. Renting
Rents continue to rise, often putting mortgage payments (principal and interest payments) below the average rental rates. For you, homeownership costs can be lower than renting!

9. Mortgage Deductions
The deductions for home mortgage interest and many other homeowner-favored tax breaks create a range of more great reasons to buy a home and get money-saving tax benefits every year.

10. Fix-Ups Abound
If you’re handy around the house and don’t mind if the home you buy isn’t in perfect move-in condition, you have even more options as a buyer. There are many homes that need work — sometimes just new paint and carpeting — and are available at a discount.

11. National Trends Are Not Ours
What you hear on the national news about “average” home-price trends simply does not apply when you look closely at our area. We know our real estate market best and can tell you exactly what is going on here in the neighborhoods you’re most interested in moving into.

12. The American Dream
Owning a home is still a goal of many Americans. To have a place to call your own, to customize it to your likes and to be able to show pride of ownership is what it’s all about. The American Dream is still attainable. Contact us and let us show you how!

To search all Wilmington NC real estate www.cbbaker.com or on your phone at mobile.cbbaker.com

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Categories: convention center wilmington, Economy, wilmington nc real estate, wilmington nc relocation, Wilmington nc schools, wilmington nc weekly events, Wrightsville Beach makes Top 20 Surf Towns, Wrightsville Beach NC

Have You Lost Your Job and Can’t Make Mortgage Payments? Help Might Be Available to You In NC.

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The Cape Fear Regional Community Development Corporation, a non-profit group affiliated with the NC Housing Finance Agency.  The NC HFA has money in the state’s Foreclosure Prevention Fund to help homeowners.  There is a loan program they have is  the Mortgage Payment Plan (MPP). This program helps homeowners in NC get caught up on their loan payments. 

There are qualifications and specifics that need to be addressed, but it might be worth your while to contact them to see if they can help. Income levels count in the loan process.  If you lost your job through no fault of your own, and are looking for a job now, this will count in your application process.  The loan does not have to be paid back if you have to sell your home at a loss.If you stay in your home for 5 years the loan is partially forgiven.  If you stay in your home 10 years, the loan is forgiven.  For more details and to see if you qualify, please call:

Cape Fear Regional Community Development Corporation

910-202-3490 or 910-762-7555

www.cfrcdc.org

We also have a Short Sale Certified Distressed Property Expert on our team if you have any questions.  Robin Jones – robinjones@ec.rr.com.

Good luck with the process.

Categories: MPP mortgage, white space technology, wilmington nc convention center, Wilmington NC Neighborhoods, wilmington nc real estate, wilmington nc relocation, Wilmington nc schools, Wrightsville Beach NC

UPSCALE RESALE: Seven High-Cost Mistakes To Avoid | Wilmington NC real estate

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If you are selling an above-average-price property in an upscale neighborhood, you know your home is unique. You expect an upscale property to be marketed with the same professionalism you demand in every aspect of your life. That’s where our experience selling homes like yours really pays off.

Keep in mind, buyers who can afford your home lead busy lives like you and look for a hassle-free sale. Move-up buyers don’t need to buy now, so they wait and watch for that just-right home. It might be yours.

Unfortunately, even sophisticated homeowners sometimes make mistakes when they go to sell their upscale homes, netting less than the top-dollar price it’s worth. Or worse, the home just doesn’t sell at all.

Here are seven common pitfalls to avoid:

1. Underestimating The Competition in the Wilmington NC real estate market

Even though your property may be one-of-a-kind, there are other homes on the market being shown to the same potential buyers. Before you list your home, we’ll give you an “armchair tour” of comparable properties listed for sale in your price range. We’ll share our inside observations on how each home compares to yours and what special features stand out.

2. Overestimating The Value

When we tour the competition, you’ll notice how similar homes are priced. Features of interest to today’s buyers include location, house design and size, privacy afforded by the lot and acreage, special amenities, type of community, and quality of local schools and facilities. Together, we’ll help position your home at the right price. By avoiding the over-pricing trap — which often results in repeated price reductions making the property seem distressed — we’ll save time and net the full value of your home.

3. Relying On Location

Homes in the higher price ranges need to look magazine-perfect when shown to potential buyers. Today’s market demands that everything — doors to floors, fixtures to walls — be sparkling clean. Even minor faults loom large in what is expected to be a perfect home. In short, fix up, repair and polish like never before.

4. Over-Improving

Also, avoid over-individualizing the house or grounds. People tend to buy homes they see as an image of themselves. A home that’s too individualized with strong, personalized decorating won’t sell quickly. Avoid dramatic custom flourishes that may not suit many other people. Some buyers will mentally calculate the cost of removing the customization and deduct the cost from their offer.

Although you want your home to look its best, spending thousands of dollars to redecorate will not likely help it sell at a higher price — it may sell more quickly, though.

5. Making Your Own Marketing Decisions

The marketing plan for your home needs to reach out to the right potential buyers. We offer a first-class marketing campaign that requires careful advance planning to allow time for reserving appropriate advertising space, top-notch photography, brochure production, even special events, such as a top-broker open house.

Many homeowners overestimate the value of one-shot marketing such as newspaper or TV spot ads. What typically works better is advertising with a longer “shelf life,” in upscale publications, for example, where ads are directed at an ideal niche.

Let us help you decide whether your house could benefit from an open house or would be better shown by appointment only. Yours is not a home for curious, unqualified walk-ins.

6. Playing Hard To Get

No home sells sight unseen. Working together, we can create a plan to show the house to qualified prospects without disturbing your schedule. Details, such as the security system or guard dogs, may need to be worked out.

Rest assured, all buyers will be financially qualified, perhaps requiring an approval letter from an attorney or banker, before we will bring them to see your property.

7. Being Inflexible

You have a unique home, and you’re looking for a unique buyer. Chances are that buyer will have special needs and concerns. The most likely buyer will probably need to sell a current home to buy yours. Flexible terms, possibly including some extra time to settle on the old home, will help sell your home quickly at the right price.

Thinking of selling within the next 6 months? Call us to help get you started.  910-202-3607 or kaybaker@ec.rr.com

 

Categories: Wilmington NC Neighborhoods, wilmington nc real estate, Wilmington nc schools, worlds largest christmas tree, Wrightsville Beach NC

Why ReFi? | Five Great Reasons To Refinance Today | Wilmington NC real estate

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There are plenty of reasons for a homeowner to refinance a current mortgage. Lowering a monthly payment is probably the most popular reason, but there are others. Do you want to pay off your loan more quickly? Has your credit rating improved since you bought your home, allowing you to now get a better rate? Do you want to put some of your equity to work in other ways? Each reason leads to a different way of thinking about refinancing.Many homeowners start thinking about refinancing when the current interest rate is lower than their mortgage-loan rate. Traditionally, homeowners have been advised to follow the “2-2-2 rule” when considering refinancing. This rule of thumb says your new interest rate should be at least 2 percentage points below your current rate. You should have lived in the home at least 2 years. And, you should be planning to stay at least 2 more years.

Although the “2-2-2 rule” is good advice in many cases, you should decide for yourself (with some professional advice!) what’s best in your situation. If the market doesn’t allow you to refinance into a lower-rate mortgage, you may still have a reason to change loans.

Some homeowners want to extend a 15-year loan into a 30-year plan to lower their monthly costs. Other homeowners who don’t plan to move for 5 years or more may benefit from a new mortgage even if it is only 1 percentage point lower than the old one.

Imagine you had a $200,000 mortgage at 8% over 30 years with a payment of $1,467 per month. If the loan amount is down to $175,500 (after making payments for about 10 years), you could use one of these strategies to lower your payment:

1. Lower Rate.

One method is to seek out a lower interest rate for the balance of $175,500. By lowering the interest rate to 7%, but maintaining the current payment schedule (20 more years of payments in the above example) your payment would drop to about $1,361 and the loan would still be retired at the original 30-year mark.

2. Longer Term.

Another way to lower your payment would be to prolong the length of the amortization. For instance, by getting a new 30-year mortgage for $175,500 at the 10-year mark, your payment would drop to $1,167 (at 7%).

3. Cash Out.

Some homeowners pull equity out of their properties for home improvement, vacation, college costs, big-ticket purchases or to consolidate debt. Especially when interest rates are rising or stable, cashing-out is often the primary reason for refinancing.

4. Change Loan Type.

Other folks refinance in order to change the type of loan they are paying off. Some homeowners grow uncomfortable with the variability of adjustable-rate mortgages and would rather have a fixed-rate loan. Others need to reduce monthly expenses and choose an adjustable-rate loan to lower their payment.

5. Shorter Term. The rates are still around 4%

Sharpen Your Pencils!
Determining how much you can afford to finance in today’s market requires careful consideration and a bit of math. If you are thinking about refinancing an existing mortgage or buying a home, use these charts to help you plan. Then call us, so we can answer your questions and help you take the next step!
Monthly Payment: How much can you afford?
Lenders will usually allow you to spend 28% of your total–or gross–monthly income to make mortgage payments of principal, interest, taxes and insurance. The table below shows how much 28% is at various income levels.
Annual Income Gross Monthly Income Affordable Monthly Payment**
$20,000 $1,667 $467
$25,000 $2,083 $583
$30,000 $2,500 $700
$35,000 $2,917 $817
$40,000 $3,333 $933
$45,000 $3,750 $1,050
$50,000 $4,167 $1,167
$60,000 $5,000 $1,400
$70,000 $5,833 $1,633
$80,000 $6,667 $1,867
$100,000* $8,333 $2,333
*For incomes over $100,000, add together the two appropriate columns.
Loan Amount: How much can you plan to borrow?
Once you know how much you can afford monthly, use this table to estimate how much you can borrow. Add your down payment to get an approximate house-hunting price range.
Monthly Payment** 5% 7% 9% 11%
$467 86,995 70,194 58,040 49,038
$583 108,603 87,630 72,457 61,219
$700 130,399 105,216 86,998 73,505
$817 152,194 122,802 101,539 85,791
$933 173,803 140,237 115,956 97,971
$1,050 195,598 157,823 130,497 110,257
$1,167 217,393 175,409 145,038 122,543
$1,400 260,797 210,431 173,995 147,009
$1,633 304,201 245,453 202,953 171,476
$1,867 347,791 280,625 232,035 196,047
$2,333 434,599 350,668 289,951 244,980
**Principal and interest only; taxes, insurance and any homeowner fees not included. These will raise your monthly payment and reduce the amount of principal and interest and total loan amount you can afford. Loan amounts are based on a 30-year fixed-rate mortgage. For incomes over $100,000, add together the two loan amounts and add your down payment.

Yet another reason for refinancing is to shorten the term of your current mortgage. If your income has grown substantially and you’re happy living in the same home, you could reduce the length of your loan by simply refinancing to a shorter-term mortgage with a smaller balance but higher payment. Using the above example again, a $175,500 loan paid off in 15 years at 8% would cost you $1,677 each month (about $200 more than for the original loan), but the loan would be paid off relatively quickly–saving you thousands of dollars in interest payments.
Whatever you decide, be sure to weigh the costs of refinancing carefully. A lower monthly payment may help your cash flow, but is it going to cost you too much up-front to make sense? Be sure you’ll live in the home long enough to recoup the expenses associated with refinancing–points, closing costs and fees.

Categories: Buying Wilmington NC real estate, Refinance, Uncategorized, wilmington nc real estate, Wilmington nc schools, worlds largest christmas tree

Coldwell Banker Sea Coast Does it Again…| Wilmington NC real estate

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Coldwell Banker Sea Coast Realty has come out strong for the start of 2011 in real estate sales.  We have sold 243 homes since January 1, 2011, with the closet competitor having sold 108 homes at 9.38% of the market.  Sea Coast holds 21.09 % of the market out of 57 of the top firms in the area.  Currently we have 168 properties under contract at  23.66% of the market.  The next competitor has 83 properties under contract with 11.69% of the market.  Pretty impressive numbers. Extensive training and courses are offered at Coldwell Banker Sea Coast, thus giving us an edge to sell your home, or purchase a new one.  Knowledge and experience makes the difference.  Call us today. Kay Baker & Associates

Categories: Home Selling, wilmington nc convention center, Wilmington NC Market Statistics, wilmington nc real estate, Wilmington nc schools, wilmington nc weekly events

Tis the Season to Volunteer | Wilmington NC real estate

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This time of year everyone is in a hurry trying to get all the shopping done, homes decorated and cards in the mail.  Take a minute to slow down.  Think of others and ask yourselves what you could do for someone else that might help them out at this time of year.  There are many organizations that need help, especially during the holidays. The feeling you get when you help someone else is the best present you could ever receive. So, here are just a few of the organizations that would love to hear from you.

Get involved in Wilmington volunteering!

Categories: Uncategorized, volunteer in wilmington NC, wilmington nc convention center, Wilmington NC Market Statistics, Wilmington NC Neighborhoods, wilmington nc real estate, Wilmington nc schools, wilmington nc weekly events, worlds largest christmas tree

Waiting for Mortgage Rates to go lower? Wilmington NC real estate

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Everyone wants to get the lowest mortgage interest rate when shopping for a Wilmington NC home. The rates have been at high 3′s and low 4′s the last couple of months. Freddie Mac just announced this week after it’s Primary Mortgage Market Survey that the rates for fixed and adjustable have risen again for the third straight week. 30 year rates hover around 4.46% up last week from 4.40%. It is still a great time to purchase a home. The housing prices are at a low, coupled with rates under 5%, it is a win win situation. To search all Wilmington NC real estate, please visit www.cbbaker.com. We have lenders that can give you a current quote and do a pre-qualification to get you started.

Categories: Managing your debt, New Hanover county shcools, private schools in wilmington nc, Wilmington NC Market Statistics, Wilmington NC Neighborhoods, wilmington nc real estate, Wilmington nc schools, wilmington nc weekly events

Opening Day Set for Convention Center | Wilmington NC real estate

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Rendering by Creative Illustration Media, INC. LS&P Architects

Wilmington NC is going to get it’s own state of the art  Convention Center.  After waiting for approvals and site plans, an opening date has been set for the Historic Downtown Wilmington Convention Center on the Cape Fear River. 

The grand opening is set for Thursday January 13, 2011 at 9:30 am.  The public is invited and there will be a ribbon cutting ceremony with the mayor and other community leaders.  Following the ceremony, there will be a BizTech Expo with technology and business vendors.  On January 15 a black tie event will be held by the Greater Wilmington Chamber of Commerce, with proceeds benefiting the Cape Fear Future initiative.  

A couple of big companies have signed contracts to hold their conventions here for the next couple of years.  This will bring added revenue to Wilmington NC and expose our area and all it’s natural treasures and great Wilmington NC real estate opportunities.  

Please explore our website for the most up to date listings of all Wilmington NC real estate and waterfront properties.  www.cbbaker.com or call us and we will personally select properties that will fit your real estate needs or portfolio.

Categories: Buying Wilmington NC real estate, convention center wilmington, Economy, Figure Eight Island, Landfall, Porters Neck Plantation, Uncategorized, wilmington nc, wilmington nc convention center, Wilmington NC Market Statistics, Wilmington NC Neighborhoods, Wilmington nc schools


Kay Baker | 1001 Military Cutoff Rd. | Ste 101 Wilmington, NC 28405 | kaybaker@seacoastrealty.com | 910-232-0363 | Fax: 910-256-0473

Copyright © 2013 Wilmington NC Real Estate Guide. All rights reserved. Disclaimer: All content on this blog is my own opinion and should not be treated as fact or relied upon when purchasing or selling real estate.