Hot Pics Tips | Things We Do To Take Great Shots Of Your Home

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Showcasing your home with great photos is one of the best marketing techniques to sell your home.When we list your home for sale, we make sure your home will show well online, as well as in person. Here’s how:


Plan Shots: We won’t miss key features of your home. We capture all the images that make buyers notice your home and want to visit it in person.

Staging Success: Staging your home creates vignettes in each room that are picture-perfect. In person, these areas will make buyers linger—and feel “at home.” Don’t be afraid to move furniture into new arrangements, add color and pare down your belongings.

Details, Details, Details: Our photos sell homes because we do the little things like review details: We check for unflattering reflections in mirrors and windows, make sure pets aren’t in the photos, capture complete images, maximize photos for important rooms, etc.

Best Angles: We’ll shoot only photos that look good and draw buyers in. The sequence of our photos tell a story about your home and each image counts. We don’t include awkward shots that make buyers scratch their heads in wonder.

Bright And Beautiful: Turning on lights and opening up the window coverings creates warmth. Light is our best friend to make your home look spacious, clean and inviting.

Neighborhood: The location of your home can be a huge selling point. We may also include community photos to feature amenities nearby that attract buyers.

Categories: How to take home photos, Tips for Home Photos, Uncategorized

2016 Interest Rates | Does Locking In An Interest Rate Make Sense?

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If you’re ready to apply for a mortgage loan, the odds are you’re following the ups and downs of mortgage interest rates carefully. This isn’t surprising; a higher interest rate will make your monthly payment bigger. A lower one can save you a significant amount of dollars each month.

But when should you lock in a mortgage rate? That’s a challenge that many borrowers face.

In a rate lock, your mortgage lender agrees to hold the current interest rate for which you’d qualify for a certain number of days. Your lender might agree to hold an interest rate of 4% on your 30-year fixed-rate mortgage for 15 or 30 or 45 days, for example.

If you don’t lock, your rate might rise before you complete the loan-application process. But remember that average interest rates might also fall after you lock in a rate. That is a risk that you take when ordering a lock.

Remember, too, that locking a rate usually isn’t free. You may have to pay for the service, though what you pay varies depending on your lender and how long you want to lock-in that interest rate.

If you’re debating whether locking a rate makes sense for you, call us. We’d be happy to talk about the pros and cons of finding a rate and locking it in place.


Categories: #selling homes, Home Ownership Options', Locking in a interest rate, mortgage rates, Uncategorized

Parents Education | Getting Ready To Pay For College

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College costs just around the corner? Yikes! Yes, if you would have put aside $250/month for the last 13 years you’d have nearly $44,000 socked away (assuming average growth of 2%/year)…or almost $90,000 if you put away $500/month for the same period. But admit it. Not every parent has done that…for all their kids.

Now there’s another way to cut the cost of college…especially for parents whose savings are a bit short (or their offspring chose an out-of-state university): Invest in college real estate.

First, be sure your scholar has settled into their university for the long haul. (Know that 41% of entering first-time, full-time students at a four-year institution don’t complete a bachelor’s degree at that institution in six years, according to the National Center for Education Statistics). Let your children scope out their college town and be your eyes and ears. Some neighborhoods make better rentals than others (consider bus routes, parking and proximity to campus). Some college towns allow private rentals more than others.

Second, use your savings (or equity in your home) as a down payment for a college-student pad with extra bedrooms. Those extra bedrooms (ideally three to four) can be rented to other students to offset the mortgage payments if parents don’t buy all cash.

Third, use a top local agent to find a perfect property. We can refer you to a quality agent in the college town you want through our affiliate networks.

Fourth, hold your investment for the long term. If you sell to break even when your child leaves school, you could save thousands in dorm fees and housing expenses. Picture this “hold” scenario: Invest $23,500 in a $100,000 college rental. Then, assuming 3% appreciation and rent of $1,000/month to pay expenses, your equity position could be about $83,000 after 13 years. Of course, real world results will vary. No question managing student rentals requires parent/investors to expect needed repairs, and the capital risk with rental properties is higher than with regular savings.

The key is—even though your savings are not what you hoped—you can still cut the cost of college with some savvy investing. To maximize your chances of good results, read Smart Essentials For College Rentals by Dan Gooder Richard (available on to get the inside skinny on exactly how you can beat college costs…even if you haven’t saved enough in the meantime. Then contact us for a referral to a top real estate professional in the college town your scholar has chosen.

Categories: Buy investment home, Buy investment home for college age kids, Kiddie Condo, Paying for college, Uncategorized

FUHGEDDABOUTDIT | 3 Ways To Avoid Overpricing Pitfalls

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402187Some sellers think pricing their home above what it is worth is a good idea. What could go wrong?

  • A high listing price doesn’t deter buyers because price is negotiable, right?Fuhgeddaboutdit. Buyers are savvy. They know what comparable homes are worth and what they’re selling for at year-end. They might see your home listing online (if it isn’t priced out of their search-price range), but based on its specs, location and price, might simply skip viewing it. And, if buyers don’t tour your home in person, they’re not going to buy it.
  • If buyers don’t like the price, they’ll simply offer less and we’ll still be successful in selling our home.Fuhgeddaboutdit. Buyers often aren’t comfortable offering significantly less than asking price. They are more likely to move on with their money and find another home that is priced reasonably. After all, why offer to buy a home you can’t afford? Others might think they’re wasting everybody’s time bottom-fishing with a huge price reduction.
  • When setting our listing price, we have to clear a specific amount of cash from our home sale.Fuhgeddaboutdit. Buyers don’t care what you need to clear in your home sale. They are focused entirely on your home and what it is worth today—and only today—in the current real estate market. Setting an asking price based on how much you’ve put into the house, how much you need to buy your new home, or what you feel your home is worth doesn’t work with today’s buyers. After all, buyers and the market set market value, not sellers’ hopes.
Categories: Avoid Overpricing, Overpricing a home, Uncategorized, wilmington, wilmington nc, wilmington nc real estate

Kay Baker Associates | 1001 Military Cutoff | Ste 101 Wilmington, NC 28405 | | 910-202-3607 | Fax 910-338-2428

Copyright © 2017 Wilmington NC Real Estate Guide. All rights reserved. Disclaimer: All content on this blog is my own opinion and should not be treated as fact or relied upon when purchasing or selling real estate.