LOCATION: The Most Important Questions Every Buyer Should Ask

Be the first to comment on this post

Buying in Wilmington NC?  www.Wilmingtonncrealestate.com

It’s a maxim in real estate that the three most crucial factors in selecting a house are “location, location, location.” It’s also true! No matter how wonderful the house is, the location is key to how well you’ll like living in it and how well it sells when you’re ready to move on. Before you buy, carefully check the following factors to be sure the house you like is really the one you want to live in.


Consider destinations
Where will family members go most often from this new location? How easy is it to reach those places from the house? How accessible are schools, churches, grocery stores, medical care, public transportation, shopping malls and emergency services?

Figure Eight Island

Figure Eight Island

Be sure rooms have a view
What is the view from the house and yard? Is the yard right for your anticipated activities? What uses are possible for nearby undeveloped land? Is a new road or commercial development planned?


Check around the clock
Is rush hour traffic a problem? What will be the impact of special events such as local high-school games or church picnics? Crash test the driveway. How easy is it to get into and out of the driveway?

Be service conscious
What utilities serve the property? Are the rates competitive? Do you want an all-electric house, or do you want gas or oil heat? Where will you get your mail? Are there any easements?

Dig below the surface
Is the soil stable? Is part of the property on a flood plain? If so, what is the history of floods on the property and what would flood insurance cost?

Visit the neighbors
How will you fit in with the neighbors? Do people seem to be friendly? Are houses well-maintained?

Read the fine print
If the community has special by-laws or architectural controls over changes to a house, what are the pros and cons?

Make a list of the positive and negative aspects of each property as you tour it. Assign priorities to important elements of the house’s location. If you have questions about a home’s location, we can help. Call or e-mail us now. Here are some affordable home neighborhoods. http://www.cbbaker.com/affordableHomes


Categories: first time home buyers, wilmington nc

SHOWCASING: Set The Stage For A Quick Sale

Be the first to comment on this post

Remember the last time you visited a Wilmington NC new home development? How did you feel touring the model? Usually, pleasant memories come to mind about how well the home looked. That’s because it was “showcased” properly.

You can do the same thing when you prepare your own home for sale.

Home showcasing is not about remodeling, fixing up or making your home look sterile. Instead, it focuses on amazingly simple steps to make your home show like a model without spending a lot of money. The secret is setting the stage, which helps potential buyers imagine themselves and their families at home in your “home for sale.”

Strip Down And Build Up

The first step is to clear the set. Take out extraneous furniture, decorations, pictures, etc. Take each room down to its most basic form, opening up the living space as much as possible. Then build it back up to the way you want it to look, as simply as possible, and without clutter.

Make the strip-down process simpler by stowing packed boxes in a staging area like the garage, or by renting a storage space to hold extra furnishings while your home is on the market. In essence, pack up early.


{short description of image}When building the set, try to make each room tell a story. Help potential buyers see themselves in each room. A clever arrangement of props will make it easy for buyers to imagine writing a letter at the desk in the kitchen, clicking on the television and enjoying a bowl of popcorn, turning on the stove and preparing a holiday repast.

Themes for a room can help you narrow down how to display it. You can, of course, stage the room as you use it now, or choose a particular motif, i.e. Southwestern, country style, international. Or you could pick an activity to illustrate on your stage, i.e., relaxed office or library, gourmet cooking, resort or vacation living. What would you like to do in that room? Place the props needed for those activities throughout the room.


Lots of lights open up a room and gives it a larger appearance. If you’ve been using 50 watt bulbs, move up to 100 watts. If a large living room has only one lamp, move in another. Open curtains. Add mirrors. When it’s being shown, the home should be bright. Brightness gives a showy feel. And your home is now center stage!

Do Your Homework

Ask what buyers are looking for in your community. What are they saying about the homes they don’t buy? And what is it about the homes that are selling that makes them so popular? By determining your ideal target buyer, you will better understand how to merchandise your home. Our experience in your specific neighborhood can help you answer all these questions and more.

Aroma Therapy

Almost as important as how a home looks is how it smells. Ask a close friend to walk through your home — objectively — and take a whiff here and there. Are there any offensive odors? Is it too perfumy? Too drab? Stale? Musty? Are there pet odors (which should be fixed — not covered up!)? What can you do to impress potential buyers with aroma therapy?

When it comes time to sell your home, you’ll want to work with a real estate professional who knows all aspects of the selling process — including showcasing. Call us today to talk about how we can help you display your home to sell for the best possible price!

Categories: Uncategorized


Be the first to comment on this post


golf wilmington nc

With our mild climate, you will truly enjoy year round golfing at the many golf courses throughout the Cape Fear Region . Whatever your handicap, there are more than twenty courses in and around Wilmington that are a pleasure to walk. Some of the courses were designed by some of golf’s greatest names including Jack Nicklaus, Tom Fazio, Fred Couples and P.B. Dye, among others. Some of the Wilmington courses are listed below.

Click here for coupons
  • Wilmington Municipal Golf Course 311 S Wallace Ave. 791-0558

Please feel free to contact us with any questions or requests about golf homes for sale or golf course real estate in Wilmington, NC, or any location in the Cape Fear Region. We have lived here all our lives and can help match a neighborhood with a home and schools. We know where the best shopping is and all the main attractions. If you are looking for a second home or investment property in Wilmington, NC, there are still real deals in the great coastal area, but you will need a real estate expert to help you. We are experienced real estate professional’s who has decades of home buying and selling experience in golf properties in Wilmington, NC area.

Kay Baker Associates has the knowledge and experience to assist you in the purchase of your dream home in a golf course community.

Contact us today  in Wilmington, NC, at 1-800-497-7325 Ex. 3607 or kaybakerassociates@ec.rr.com

Please click any of these golf course neighborhoods for the latest detailed information on Wilmington golf homes for sale.

Categories: Golf in Wilmington NC, Landfall, Porters Neck Plantation, wilmington nc real estate, Wrightsville Beach NC

Moving : Smoothing the Way for Uprooted Children

Be the first to comment on this post


If you’re moving with children, you may anticipate some (or a lot of) resistance. Take heart. You can make the uprooting and resettling more palatable by following a few of these suggestions:Child Packing Toys

  • Don’t jump to the conclusion that your children will, in fact, resist moving. They might surprise you and jump at the chance to make a new start. At any rate, don’t bring up the subject defensively. Deliver the news with a positive attitude.
  • If, however, the announcement causes real trauma, sympathize sincerely. Listen to the anticipated difficulties and search for solutions together.
  • Don’t disallow expression of those understandable feelings of hurt, anger and frustration. Instead, tactfully try to put a time lid on the emotional period. Let your kids know that you, too, feel sad and frustrated at times. Talk about how to deal with sadness and fear.
  • If possible, consider making your move during the school year. This will give your children a chance to make new friends immediately. Moving during the summer has advantages, too, but can proglong grieving many long, lonely months in a strange town – and increase the grieving about separation from old friends and former haunts.
  • Be as lenient as possible regarding long-distance calls to “back home.”
  • Enlist your children’s participation in the details of the move. Try to keep them from feeling they have no control over events.
  • Encourage your children to join groups, clubs and other organizations in the new location that are in line with their special interests.
  • Look for as many avenues of “adventure” as you can find to convince your children that doors are opening rather than closing. On house-hunting trips, bring back lots of photos, literature and brochures – especially about things they are concerned about. Better yet, take the children along on house-hunting trips, if possible.

Relocation can be difficult for the whole family. Let our professionals take care of the complicated details of buying or selling, while you take care of your family. E-mail us for the help you need to make family relocation a smooth move.

Categories: Moving, Relocating with Children

2015 OUTLOOK Haven’t Refinanced Yet? Better Hurry. Rates Might Rise In 2015

Be the first to comment on this post

stack_of_cashMortgage interest rates were still at historically low levels near the end of 2014. The Freddie Mac Primary Mortgage Market Survey said that the average rate on a 30-year fixed-rate mortgage loan ended up in the low 4% range last year. And the average rate on a 15-year fixed-rate loan finished at an even more attractive low 3% range by New Year’s.

But how long will rates remain low? If you haven’t refinanced your mortgage loan yet should you? How high could interest rates climb in 2015?

The unsatisfying answer? No one really knows. The truth is, no one can predict with any certainty where interest rates will head in 2015. But there is a consensus among economists: Rates have been incredibly low for a long time. They’ve been so low, in fact, that there is nowhere for them to go but up. And this means that homeowners who’ve been dawdling on refinancing their mortgage loans need to act quickly before rates start to trend upward.

Freddie Mac predicts that the average rate for a 30-year fixed-rate mortgage may hit 5% by the end of 2015. The Mortgage Bankers Association is predicting the same thing.

And those are the conservative estimates. Lawrence Yun, the chief economist for the National Association of REALTORS®, has said NAR expects the average interest rate on a 30-year fixed-rate mortgage to come in as high as 5.5% by the end of 2015. And if that isn’t shocking enough, Bill Conerly, an economist who frequently writes for Forbes, says he wouldn’t be surprised if the 30-year-fixed average rate rose to 6% by the end of 2015.

Our advice? Don’t put off refinancing any longer.

Here’s why. If you owe $180,000 on your 30-year fixed-rate loan and your interest rate is 4%, your monthly mortgage payment—not counting insurance and taxes—will be about $859. If your rate on that same loan was 6%, your monthly payment—again not counting taxes and insurance—would rise to about $1,079. That’s a difference of about $220 a month, or $2,640 a year.

The good news? There is still time to refinance. You can make the process move smoothly by gathering your necessary paperwork today. To close a refinance, we’ll need copies of such documents as your last two paycheck stubs, last two years’ worth of income-tax return statements and last two months of bank-account statements.

There’s more good news. Housing prices have steadily been rising in most markets across the country. This means that a growing number of homeowners have more equity in their residences. The more equity you have in your home—20% or more is ideal—the easier it is for us to close your refinance. And even if you don’t have much, or any, equity, we might still be able to refinance your loan. Government programs can help.

So don’t delay. The days of low 4% interest rates on 30-year mortgage loans might be numbered. The longer you wait to refinance, the lower your odds of qualifying for one of these historically low interest rates.

For more helpful tips, please visit www.cbbaker.com

Categories: Refinancing, wilmington nc real estate

Kay Baker Associates | 1001 Military Cutoff | Ste 101 Wilmington, NC 28405 | kaybakerassociates@ec.rr.com | 910-202-3607 | Fax 910-338-2428

Copyright © 2017 Wilmington NC Real Estate Guide. All rights reserved. Disclaimer: All content on this blog is my own opinion and should not be treated as fact or relied upon when purchasing or selling real estate.