What to Do Thanksgiving Weekend :: TGIF Scoop Wilmington NC

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 TGIF Scoop

   presented by Baker Wayne & Associates


       Hello, Welcome to the Scoop.

 We sincerely hope that you enjoyed family and friends during Thanksgiving and  hope that you reach out to other’s that do not have what you do. Treasure each other and each day.

Sometimes our light goes out but is blown into flame by another human being. Each of us owes deepest thanks to those who have rekindled ….this light.

Albert Schweitzer


Sometimes our light goes out but is blown into flame by another human being. Each of us owes deepest thanks to those who have rekindled this light.
Albert Schweitzer

The 30th Anniversary of our Holiday Flotilla at Wrightsville Beach is Saturday November 30th.  $20,000 purse for top prize.  Check out schedule here….

Let The Christmas Trees Be LIT!

Tree Lighting Ceremony

Wrightsville Beach Town Park
November 29, 2013
5:00 PM

Mr and Mrs Claus 5:45 pm

Collecting gifts Port Human Services
Hats, scarves, gloves, jackets diapers, baby formula and toys


Downtown Christmas Tree Lighting

November 29, 2013
5:30 PM Music Tree Lit 6:25 PM

Downtown Wilmington — Riverfront Park
The photo above is our Worlds Largest Christmas tree, but it will not have tree lighting ceremony. See Story here.

Island of Lights Festival: Lighting at the Lake

November 29, 2013
7:00 PM

Visit from Santa

Carolina Beach Lake Park


Holiday Tree Lighting

November 29, 2013
6:30 PM

Music and visit from Santa

Mayfaire Town Center

Benefit Habitat Turkey Trot
November 28, 7:30 AM Registration  8:30 AM run/walk
5 K and 1 mile
Wrightsville Beach Town Park

$15 -$35


Turkey Trot 4 Mile Trail Run

November 30   9:00 AM

Carolina Beach State Park


Light & Train Spectacular

Fri 29- Sat, November 30th
6:30pm – 8:00pm
Wilmington Railroad Museum


Black Friday Public Auction – Auction Orange

November 29
Inspection – 3:00 PM Auction 6:00 PM
Includes items from estate of Frank Capra Jr.

 Dinner Theater: A Christmas Carol

November 29 – November 30
7:00 PM Doors open at 6:00 PM


 Christmas by the Sea
November 29 – November 30
6:30  – 8:30 PM
Storytelling, movies, Santa, ornament making

Carolina Beach Boardwalk

Festival of Trees: Party in the Pines

November 22  – Dec 8
Cameron Art Museum


 A Waltz With Flowers
November 29 – 30
8:00 PM

Dec. 1   3:00 PM
Cape Fear Playhouse


 Enchanted Airlie

November 29 – 30, 2013
LEGO display too

Airlie Gardens


Resident’s Free day on Sunday

Airlie and Cape Fear Museum


NC Holiday Flotilla Festival in the Park

November 30
10:00 – 4:00 PM

Wrightsville Beach Town Park

See schedule here.

 Wilmington Christmas Art & Craft Show
Sat, November 30th 2013 – Sun, December 1st 2013
7:00am – 5:00pm
Wilmington Convention Center

No Boundaries International Art Colony Exhibition

November 17 – December 1, 2013
Acme Art Studios


Riverfront Farmers’ Market
Saturdays   8:00 – 1:00 PM

check out the online magazine.  Click photo


 Wrightsville Beach Loop – 2.45 miles

Gary Shell Cross-City Trail Autumn Hall trail finished!

Awesome – You need to Check it out



 Halyburton Park

1.3 mile handicap accessible walking/bike  trail


Run around the Smith Creek Park Lake

1.5 miles

or go kayaking and fishing

Gordon Rd. to Harris Rd. . Park on left.


Visit Dowtown Wilmington




TGIF Wine Tasting

November 29  6:00  – 8:00 PM

Taste The Olive

Feel the need to help?

If there is a non-profit you like, we would be happy to put it in the scoop.

Step Up For Soldiers



 The Food Bank needs your donations during the holidays


The Miracle Network



Wilmington Gives Back

Donate your time




      Wilmington NC  Night Spots

 Friday November 29

Jacob Stockton – Sweet and Savory Cafe

Liz Ulman- Goat and Compass

The Other Guys – Holiday Inn Resort

Saturday November 30

Phil Bevilacqua – Costello’s Piano Bar

  Stoney Creek, – Duck and Dive

Mark Lych – The Harp

Sunday November 31

Jazz Jam with Benny Hill – Rusty Nail

Got Turkey?

Turkey Jambalaya

Cajun Turkey Jambalaya

  • 4 ounces bacon, coarsely chopped
  • 1 1/2 cups chopped onion
  • 1 cup chopped celery
  • 3/4 cup chopped green bell pepper
  • 3 cloves garlic, minced
  • 3 cups leftover turkey, cut into cubes
  • 3 1/4 cups chicken stock
  • 1 cup chopped fresh parsley, divided
  • 1 teaspoon salt
  • 1/2 teaspoon black pepper
  • 1/2 teaspoon dried marjoram
  • 1/2 teaspoon cayenne pepper
  • 2 bay leaves
  • 1 1/2 cups raw rice
  • 1/2 cup sliced green onions


Preheat the oven to 350ºF.

Cook the bacon over medium heat in a large heavy ovenproof pot or Dutch oven until the bacon fat is rendered and the bacon is crisp. Remove and crumble the bacon and set it aside.

Add the onion, celey, bell pepper, garlic and turkey and sauté in the bacon drippings for 20 minutes, stirring often.

Add the stock, 1/2 cup of the parsley, salt, pepper, majoram, cayenne, and bay leaves and bring to a boil. Add the rice and stir to combine with the vegetables; cover and bake for 45 minutes.

Dish up and sprinkle with green onions, the additional 1/2 cup parsley, and the reserved bacon.


Real estate on the go…


 or online www.cbbaker.com


802 Trace Drive –

Under Construction



 The Townes at Carleton

 FROM 179,000 –

Call Robin Jones – On Site Agent


 details at www.thetownesatcarleton.com

 Thinking of Selling?

To find out what your home is really worth…..

visit www.housevalueswilmington.com

Find your dream home at a price

you can afford.



Free list of homes with pictures delivered to your email.

We would like to personally thank you for your time and we hoped you’ve enjoyed hearing the Scoop.

 Please feel free to pass this information along!


linked in wilmington nc real estate

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  Tired of your Computer Not Working Right?

then fix it….

For all your Party Needs….

 4013 Oleander Dr. 910-791-0024


Shelton Metal

Colby S. Byrd, Metal Designer


 eMail:    lhennessey@cruiseplanners.com
Website:  www.CruiseCreation.com

PHONE: 910.270.2575
1012 NC HWY 210 WEST

Schools, Fundraiser’s , Sports, Parties, Daycares, Workplace

Give us a call!

Call for Mortgage Quotes

Excellent read  … Get the book here…

Awesome Food and People

Keith and Angela Rhodes


Get out and dance!  Great fun lessons by Verna

Ballroom – Latin – Swing – Waltz – Cha Cha

Rumba – Salsa – Tango – Shag/Swing



Need Automobile Work?

Trust Labriola’s Automotive

UTI Trained, Foreign, Domestic, A/C Testing & Repair

Diagnostics, Electronic Troubleshooting, Engine De-Carbon Service, Major or Minor Repair.

Owner: Brent Labriola  910-297-2590  brent@capefearauto.com

6506 Market St. Wilmington NC 28405

Great Family Skate Center



910-508-6100 or podsenc@gmail.com

Call Blaine Daniel for quotes and possible discounts

Ever wish you had a PERSONAL ASSISTANT
— someone you could call on to accomplish
the day-to-day tasks and time consuming errands
that leave time for little else?

Well, now you have help..

Call Mary Cook Task Manager

801-455- 1721


Longtime Wilmington Chef David Herring has opened a new bakery in Hampstead called “Sea Salt”  Wonderful muffins and baked goods and  ‘SOUPS’ !

(910) 270-1407
17011 US Highway 17 N
Hampstead, NC 28443

Stress Free Dog Grooming


Do you own a Historic House? In need of renovation?

Call David Thomas – Historic Specialist



Brave battle fought Kimberly.  We will miss you.

 Have a great weekend!

Categories: TGIF Scoop, Thanksgiving weekend, Uncategorized, wilmington nc relocation, worlds largest christmas tree, Wrightsville Beach NC

Mortgage :: Insider’s Guide To The Latest Home-Loan Opportunities

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wilmington nc real estateMortgage lending is a continually changing industry. Here are some of the more recent changes in regulations, practices and products. Lenders Welcome Borrowers With Open Arms.

In Wilmington NC, affordable interest rates mean more people can qualify to buy a first home or move to a bigger home, and lenders are reaching out to make mortgages more attractive. Some lenders even sweeten the pot with low (or even no) closing costs. Recently, best buys have been 15-year and 30-year fixed-rate mortgages. In many cases, the rates for these loans have been just above adjustable rate mortgage initial rates, which are low for a short period of time, then adjust (rise or fall) with the market. 

FHA Changes Mean Help For More Buyers

Changes to the Federal Housing Administration’s (FHA) mortgage program opened FHA up to many more potential home buyers. Home buyers with an FHA-insured single-family home loan may now finance 100% of the closing costs on the loan. Previously, FHA allowed home buyers to finance only 57% of the closing costs, which added hundreds of dollars to the up-front cash home buyers need for settlement.A second important change to FHA was raising the maximum loan amount in high-cost areas and linking the maximum to local housing costs. The FHA’s mortgage limit varies by location and property type, depending on home prices in an area and the number of units in the property. In addition, FHA has higher limits in Alaska, Hawaii, Guam, and the U.S. Virgin Islands because these are considered to be high-cost areas. You can check the current FHA loan limit in your area by going online to: https://entp.hud.gov/idapp/html/hicostlook.cfm

Now borrowers will have to put down 3% of the first $25,000 of the loan amount; 5% of the loan amount between $25,001 and $125,000; and 10% of the loan amount above $125,000.

These changes will interest higher-end buyers in FHA loans and make FHA more accessible to those whom the program is primarily intended to serve — prospective buyers who do not qualify for conventional financing. Traditionally, FHA has served buyers who have lower incomes, make smaller down payments and purchase less expensive homes.

More Good News For Loan Shoppers

{short description of image}Federal regulation now mandates that mortgage brokers itemize all fees they receive to originate or close a loan.Previously, brokers were allowed to lump miscellaneous charges and premiums into a general fees category, which made it nearly impossible to comparison-shop lender fees. The law applies only to mortgage brokers, not mortgage bankers. Fees really do add up, so when loan shopping, ask up-front for an itemized breakdown of lender fees.

Mortgage Help For First-Time Buyers

An exciting Fannie Mae program may help open the door to home ownership for low- and moderate-income buyers.The Community Home Buyers Program allows for slightly more debt when qualifying for a loan than standard mortgage plans.

Although this program requires a 5% down payment, borrowers can make the down payment with as little as 3% of their money and up to 2% from a family gift or loan from a government or nonprofit agency. In addition, the Community Home Buyers Program waives the common requirement that borrowers have two months’ worth of mortgage payments in savings after closing.

There are special requirements to qualify: Borrowers must attend a series of home-buyer education classes and the borrower’s income must not exceed 115% of the median income in the area. For more information: Fannie Mae, Public Information Office, 3900 Wisconsin Avenue, NW, Washington, DC 20016 or call (800) 732-6643.

Computer Programs Rate Borrowers

There’s a relatively new twist in mortgage lending. Recently, lenders have started to replace traditional underwriter’s judgements on an applicant’s creditworthiness with a computerized credit rating called “credit scoring.”Both ways of assessing a potential borrower’s ability to pay back the loan — the underwriter’s judgements and credit scoring — rely on much the same information: salary history, credit history from credit reporting companies, ratio of debts-to-income, etc. But credit scoring uses a computer program designed to predict who will default on a loan. It assigns a numerical score to each factor and then adds them up. Credit scoring is objective and designed to uncover hidden problems. For this reason, credit-scoring programs may assign more importance to some factors that the underwriters might overlook.

If you are interested in learning more about any of these new lending procedures, call or e-mail us. We’ll be happy to assist you.


Categories: Mortage options, Mortgage options, Mortgages, wilmington beach homes, Wilmington NC homes, wilmington nc real estate

DESIGN: User-Friendly Designs For Now And Tomorrow

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You don’t have to be elderly or handicapped to appreciate the designs manufacturers are coming up with to make life easier. Think, for instance, how many times you’ve taken advantage of the ramps in sidewalk curbs designed for wheelchairs. They’ve made it easier to ride a bike and push a stroller—and even simply walk across the street. Likewise, we all can enjoy:
    • refrigerators with adjustable-height slide-out shelves to eliminate bending and reaching

  • lettering on controls and instructions large enough to read without squinting or hunting down a pair of glasses
  • non-skid cutting boards
  • contoured knife handles requiring less pressure to cut food
  • playing-card shufflers
  • tabletop book and newspaper holders
  • lamps that turns on and off by touching their base or clapping
  • lever adapters on faucets and doors to make opening and closing easier
  • bent-handled hairbrushes and long-handled bath brushes
  • easy-grip, spring-band scissors that open by themselves after you snip
  • Velcro fasteners on shoes
  • needle threaders
  • large-numbered, lighted key-pads for telephones
  • swivel seats to ease getting in and out of a chair
  • motorized chairs that lift you to your feet.

Some of these things can be found in pharmacies and department stores. For other ideas, browse through specialty catalogs.

Categories: User friendly home designs, Wilmington NC homes, Wilmington NC Market Statistics, wilmington nc weekly events

Investment Properties in Wilmington NC From $75,000

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Buying real estate can be one of the most significant investments in life. My goal is to provide you with detailed information to assist you in making an intelligent and informed decision. There are some nice investment properties on the market right now.  Banks are paying 1% on your money, make it work harder for you with a real estate investment.

Investment homes from $75,000 – $150,000

Investment homes from $150,000 – $250,000

Investment homes from $250,000 – $500,000
There are many homes on the market today, possibly your dream home may not be on the internet yet. As a specialist in buying and selling Wilmington NC real estate, I have access to all properties currently for sale, and often others that are not officially listed, but still available for purchase. The best real estate properties go quickly. Now you can use my Weekly New Listings service. It’s free and easy. Instead of scouring the paper…you’ll get instant email notification containing the newest listings before other buyers even know about them.

You can also conduct your search right from my website. You can view my listings, orsearch the entire MLS. If you want timely, up to date, full service and full representation at no cost, call or email me!

Categories: Investment Property Wilmington NC, wilmington nc foreclosures, Wilmington NC homes, wilmington nc real estate

Kay Baker Associates | 1001 Military Cutoff | Ste 101 Wilmington, NC 28405 | kaybakerassociates@ec.rr.com | 910-202-3607 | Fax 910-338-2428

Copyright © 2017 Wilmington NC Real Estate Guide. All rights reserved. Disclaimer: All content on this blog is my own opinion and should not be treated as fact or relied upon when purchasing or selling real estate.