Search for Foreclosures in Wilmington NC | Real Estate

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Welcome to our Free Wilmington NC Foreclosure Site.

These prices won’t last for long!

Foreclosure, short sale closeouts.

Many desirable properties sell within 48-72 hours of availability.

Be the first to know about these homes!

Foreclosures from $50,000 – $175,000  Click Here…

Foreclosures from $175,000 – $300,000 Click Here…

Foreclosures from $300,000 Click Here…

Click Here to search on your own

We will provide you with free daily updates on Foreclosures and Short Sales in the Wilmington area.  Save money and enjoy quick equity when you purchase a foreclosed  or a short -sale home.  You provide the price and what you are looking for, and we will put you on our automatic  listing alert service directly from our MLS system, so that only the homes that match your criteria will be emailed to you.  At your convenience look through the listings  and if one catches your eye, call us and we will make arrangements with the bank to get more information about the home. It’s just that simple.
Just fill out the email request below and leave the rest to us.

Our speciality in todays market is short sales, foreclosures and Bank owned property.  We are knowledgeable and up to date on how to get you the very best price. Just have questions about the real estate market, email us anytime and we will be glad to answer your questions or concerns.

This service is available for New Hanover County, Brunswick County & Pender County. Wilmington NC Real Estate searches can be done on our


Categories: Search foreclosures Wilmington NC, Short Sales Wilmington NC, waterfront wrightsville beach, wilmington beach homes, wilmington nc foreclosures, wilmington nc real estate

Thinking about providing owner financing | What you should know.

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What Every Seller Should Know About Owner Financing

Even though interest rates currently make conventional loans more available to more buyers, seller financing is still a very good option for both buyers and sellers. It can really pay off, if you hold the right cards. That’s why home buying transactions involving seller financing of some sort can be attractive – more attractive in some areas than others, depending on local market conditions. Hand With Cards

  • Here’s how “seller financing” works.

A second mortgage offered by a seller is usually a short-term “balloon” note, with the buyer making fixed-rate monthly payments and paying off the balance within 3, 5, or 7 years. One very common seller financing arrangement is 10% of the purchase price, with the buyer putting down 10% cash and assuming the seller’s existing loan for 80% of the home’s value (figures will vary).

  • This is what seller financing can do for a seller.

Speeds up the sale of your home.
Helps you get a better price for your home.
Provides you with a regular income.
Helps reduce capital gains taxes by spreading your profit over several years (especially advantageous in substantial financing).
Can provide a higher interest rate than on some other investments.
Gives you the later option (after your home is sold) of selling all or part of your second mortgage to another lender, mortgage broker or member of the secondary mortgage market – such as the Federal National Mortgage Association (FNMA).

  • Watch out for these potential problems.

Possible buyer default on the loan, lapsed or slow monthly payments.
In case of foreclosure, you must outwait the first mortgagor for return of your money when the property is sold.

  • Watch out for these potential problems.

Precautions seller-financers should take.
Check a buyer’s credit rating carefully.
Refuse to make your loan assumable.
Get at least 10% in down payment.
Structure your loan so that it can (if you wish) be sold to another lender.

We often have buyers on hand who are looking for seller financing, and we have sellers who are willing to finance. We’d be happy to help make a match. Please call or e-mail us with your real estate needs.

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Shhh…. Best Kept Secret Around | Wrightsville Beach NC Real Estate

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 View Wrightsville Beach Listings

Please feel free to contact us with any questions or requests about Wrightsville Beach NC homes for sale or Wrightsville Beach NC real estate, or any location in the Cape Fear Region. We have lived here all our lives and can help match a neighborhood with a home and schools. I know where the best shopping is and all the main attractions. If you are looking for a second home or investment property in Wrightsville Beach, there are still real deals in the great coastal area, but you will need a real estate expert to help you. Baker Wayne and Associates are experienced real estate professional’s who has decades of home buying and selling experience in the Wrightsville Beach area. For true local and knowledgable service in the Wrightsville Beach real estate market, contact our Team today.

The breathtaking island of Wrightsville Beach stretches four miles from Masonboro inlet on the south to Mason inlet on the north. The clear waters off Wrightsville Beach often resemble those of the Caribbean. The city limits of the town of Wrightsville Beach today encompass not only the barrier island but also Harbor Island and a small portion of mainland. Most of the early visitors were fishermen and hunters traveling to the Island by boat. Already the history of Wrightsville Beach, NC was being built on an appreciation of nature and Wrightsville’s bounty. You will truly be amazed at the sunrises on the Atlantic and calming sunsets on the Intracoastal Waterway. Wrightsville Beach, NC offers boating, surfing, fishing or simply true relaxation by the water’s edge. And best of all, Wrightsville Beach is accessible by I40 or our international airport in Wilmington, just minutes away. Wrightsville Beach has it all!

 It is a great time to buy if you know where to look, as a real estate expert in the Wrightsville Beach market, we are here to help you find a great property at a great price, please contact us today for an up to date market report.

For all your Wrightsville Beach real estate needs, please give Baker Wayne and Associates a call at 910-202-3607 or email

Free Relocation Package Wilmington NC

Categories: wilmington nc real estate, wilmington real estate stats, Wrightsville Beach makes Top 20 Surf Towns, Wrightsville Beach NC

Moving? Smoothing the Way for Uprooted Children | Wilmington NC real estate

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Wilmington NC real estate tips

If you’re moving with children, you may anticipate some (or a lot of) resistance. Take heart. You can make the uprooting and resettling more palatable by following a few of these suggestions: Child Packing Toys

  • Don’t jump to the conclusion that your children will, in fact, resist moving. They might surprise you and jump at the chance to make a new start. At any rate, don’t bring up the subject defensively. Deliver the news with a positive attitude.
  • If, however, the announcement causes real trauma, sympathize sincerely. Listen to the anticipated difficulties and search for solutions together.
  • Don’t disallow expression of those understandable feelings of hurt, anger and frustration. Instead, tactfully try to put a time lid on the emotional period. Let your kids know that you, too, feel sad and frustrated at times. Talk about how to deal with sadness and fear.
  • If possible, consider making your move during the school year. This will give your children a chance to make new friends immediately. Moving during the summer has advantages, too, but can proglong grieving many long, lonely months in a strange town – and increase the grieving about separation from old friends and former haunts.
  • Be as lenient as possible regarding long-distance calls to “back home.”
  • Enlist your children’s participation in the details of the move. Try to keep them from feeling they have no control over events.
  • Encourage your children to join groups, clubs and other organizations in the new location that are in line with their special interests.
  • Look for as many avenues of “adventure” as you can find to convince your children that doors are opening rather than closing. On house-hunting trips, bring back lots of photos, literature and brochures – especially about things they are concerned about. Better yet, take the children along on house-hunting trips, if possible.

Relocation can be difficult for the whole family. Let our professionals take care of the complicated details of buying or selling, while you take care of your family. E-mail us for the help you need to make family relocation a smooth move.

More TipsFor more tips on finding the right schools for your children, read our special online report, HOME SEARCH 101: Tips For Locating The Right Schools. Just click the link to read it right away. And feel free to give us a call for any other information or assistance you may need.

Baker Wayne And Associates 910-202-3607 1001 Military Cutoff Wilmington, North Carolina 28405

Categories: Moving with Kids, wilmington nc real estate, wilmington nc relocation, wilmington nc weekly events, wilmington real estate stats

The Wilmington NC Real Estate Stats are UP!

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The March Wilmington NC real estate statistical report has been released and all the numbers are up, except “Days On Market”.  That is good news.  We are getting into multiple offer situations which has not happened for years.  If you are thinking about selling your home but have some concerns or questions about the market, give us a call.  We would be happy to go over what has been selling in your neighborhood and in Wilmington NC in general.  Thinking about moving up? Perfect time to do this.  Here are the Statistics, just click on photo for full report.

Please feel free to visit our website for seller and buyer advice, as well as search the local Wilmington NC real estate market.  You can search by map, schools, street, county, price and more.


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Geat An Early Start On Your Weekend | Early TGIF

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 TGIF Scoop

   presented by Baker Wayne & Associates


           Billy Baker   Lisa Wayne    Debi Byrd    Robin Jones

  Hello and Welcome to the TGIF Scoop.

If  spring cleaning is on your to-do list, you’re not alone. A study conducted by International Communications Research for the Soap and Detergent Association (SDA) found that 66% of Americans regularly conduct spring cleaning. According to the survey of 1,000 American men and women, top priority goes to kitchens, living rooms, master bedrooms, and bathrooms.

Read Rest of Story Here…

The Party Has Started

Details Here….

Or Scan and take with you.

Bellydance Showcase

April 12  9:30 PM
Juggling Gypsy Entertainment Parlor


Art Opening: Ivey Hayes Retrospective

Details Here…

Fundraiser – Cape Fear Garden Club Azalea Garden Tour

April 12-14
10:00 – 4:pm
Details here….

April 11- 13  &  18-20   8:00 PM
April 14 & 21 2:00 PM
UNCW Cultural Arts Building

UNCW Deparment of  Theatre

$5- $12

Joe DeRosa

April 13   7:00 PM
Nutt Street Bar & Comedy Room

Azalea Festival Cole Bros. Circus
April 11- 14
Wilmington International Airport
Thursday and Friday: 4:30 and 7:30pm
Saturday: 1:30, 4:30, and 7:30pm
Sunday: 1:30 and 4:30pm

$20 – $28

17th Annual Pleasure Island Chowder Cook-Off

April 13  11:30 – 5 PM  $5.00
Carolina Beach Lake Park

Fireworks Extravaganza
April 13, 2013
7:00 PM  Full Buffet and Complimentary Drink
Fireworks 9:15 pm
Wilmington Water Tours – Downtown Waterfront


 Hobby Greenhouse Plant Sale
Forest Hills Hobby Greenhouse
April 12 – 14
Friday and Saturday: 9am to 6pm
Sunday: Noon to 5pm
2318 Metts Ave

Riverfront Farmers’ Market
Saturdays   8:00 – 1:00 PM


Popular Grove Farmers’ Market

Wednesday’s 8:00 -1:00  PM



 Wrightsville Beach Loop – 2.45 miles

Gary Shell Cross-City Trail Autumn Hall trail finished!

Awesome – You need to Check it out


 Halyburton Park

1.3 mile handicap accessible walking/bike  trail


Run around the Smith Creek Park Lake

1.5 miles

or go kayaking and fishing

Gordon Rd. to Harris Rd. . Park on left.

   Baker Wayne & Associates Blog

Wilmington NC Real Estate –

Visit Dowtown Wilmington



TGIF Wine Tasting

April 12  6:00  – 8:00 PM

Taste The Olive

Feel the need to help?

Step Up For Soldiers


 The Food Bank needs your donations.

The Miracle Network

Wilmington Gives Back

Donate your time



     Wilmington NC  Night Spots

 Friday April 12

Tom Noonan, Jane Houseal- Costello’s Piano Bar

Liz Ulman – Goat and Compass

L Shaped Lot – Soapbox Up

Saturday April 13

Bibis Ellison- Palm Room

Michael Wolfe – Ted’s on the River

Irish Music – The Dubliner

Sunday April 14

Overtyme – Blue Water Grill


Queen Martha’s Garden Party Cookies
(recipe from CFGC’s newsletter)
1 box lemon cake mix (Duncan Hines)
2 cups cool whip
1 med. egg
2 tbs. lemon juice (bottled fine)

Mix all ingredients together. Put confectioners sugar on fingertips and make balls. Bake at 350 degrees for 15 minutes.

Real estate on the go…



 Open Saturday 12-3 PM

The Townes at Carleton

 FROM 179,000 –

Call Robin Jones – On Site Agent


 details at


 Thinking of Selling?

To find out what your home is really worth…..


Find your dream home at a price

you can afford.


Free list of homes with pictures delivered to your email.
We would like to personally thank you for your time and we hoped you’ve enjoyed hearing the Scoop.

 Please feel free to pass this information along!


linked in wilmington nc real estate

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  Tired of your Computer Not Working Right?

then fix it….

For all your Party Needs….

 4013 Oleander Dr. 910-791-0024

Shelton Metal

Colby S. Byrd, Metal Designer

Live Life Well

Bodies in Balance Physical Therapy


Call for Mortgage Quotes

Awesome Food and People

Keith and Angela Rhodes 

Get out and dance!  Great fun lessons by Verna

Ballroom – Latin – Swing – Waltz – Cha Cha

Rumba – Salsa – Tango – Shag/Swing


Need Automobile Work?

Trust Labriola’s Automotive

UTI Trained, Foreign, Domestic, A/C Testing & Repair

Diagnostics, Electronic Troubleshooting, Engine De-Carbon Service, Major or Minor Repair.

Owner: Brent Labriola  910-297-2590

6506 Market St. Wilmington NC 28405

Great Family Skate Center


910-508-6100 or

Call Blaine Daniel for quotes and possible discounts

Ever wish you had a PERSONAL ASSISTANT
— someone you could call on to accomplish
the day-to-day tasks and time consuming errands
that leave time for little else?

Well, now you have help..

Call Mary Cook Task Manager

801-455- 1721


Longtime Wilmington Chef David Herring has opened a new bakery in Hampstead called “Sea Salt”  Wonderful muffins and baked goods and  ‘SOUPS’ !

(910) 270-1407
17011 US Highway 17 N
Hampstead, NC 28443

Stress Free Dog Grooming

Do you own a Historic House? In need of renovation?

Call David Thomas – Historic Specialist


Brave battle fought Kimberly.  We will miss you.

 Have a great weekend!

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Kure Beach | Island Paradise | North Carolina

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Kure Beach, NC Real Estate

The small family-oriented community of Kure Beach lies at the Southern tip of Pleasure Island, just South of Wilmington, NC. It’s 1500 residents makes a very close community, because it is totally surrounded by Fort Fisher on the south side and Carolina Beach on the North side.Kure Beach has been growing in popularity in recent years. You will find nice communities such as Kure Beach Village and Beachwalk with tennis courts, pool and clubhouse. You can find all properties in Kure Beach right here.

Please feel free to contact me with any questions or requests about Kure Beach, NC homes for sale or Kure Beach NC real estate, or any location in the Cape Fear Region. We have lived here all our live and can help match a neighborhood with a home and schools. We know where the best shopping is and all the main attractions. If you are looking for a second home or investment property in Kure Beach, NC, there are still real deals in the great coastal area, but you will need a real estate expert to help you. Baker Wayne and Associates are experienced real estate professional’s who have decades of home buying and selling experience in the Kure Beach area. For true local and knowledgable service in the Kure Beach real estate market, contact the team today.

For all your Kure Beach, NC real estate questions, please call Baker Wayne and Associates at 1-800-497-7325 Ex. 3607 or email

View Kure Beach Listings

Kure Beach Area

Categories: homes in wilmington nc, kure beach, wilmington beach homes

CREDIT REPAIR: How To Move From Rejection To Approval | Wilmington NC real estate

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Bad credit can make life difficult. It can prevent you from buying a car, a house or even obtaining the proper amount of life insurance you need to protect your family.

Perhaps the most discouraging way to find out you have bad credit is being rejected for a loan. Your credit may be in such disarray that it could take several years to repair it. Fortunately, credit repair is not an impossible task.

When a company — whether a bank or department store — determines your creditworthiness, it calls upon one of several credit bureaus to look at your credit report. These bureaus collect and sell financial information about anyone who has applied for a credit card, a personal loan or insurance. The information on these reports includes:

Payment history:

Any account you hold or have held in the past will be listed here, as well as the amount of credit you currently have and your payment history.


Credit bureaus also keep a record of all inquiries into your credit during the previous year from other creditors. Frequent applications for credit do not look good to lenders.

Public record information:

Tax liens, bankruptcies and foreclosures, which are matters of public record, will also appear in your report.

Once your credit is damaged, it can follow you around for quite some time. Bankruptcy information may be reported for 10 years, according to the Federal Trade Commission. Information about a lawsuit or unpaid judgment can be reported for seven years. The same is true for default information on U.S. Government-insured loans (FHA, FMHA, etc.) or guaranteed student loans.

Nevertheless, time is truly the healer of financial wounds. Even if you have accurate negative information on your report, a recent record of good fiscal habits can lessen the damage of your past.

If you’re having a tough time with debt, here are some tips to get you started on the road to financial health.

Develop A Budget

This is as simple as sitting down with all your monthly credit statements and pay stubs, then writing down how much income you have versus how much you’re spending. Prioritize your list with required payments at the top, such as housing costs, insurance, car payments, etc. Then write down the extras — entertainment, recreation, clothing, etc. Once you know what’s coming in and how much is going out, you can start trimming down the budget and reducing debt.

Contact Your Creditors

After you’ve set up a budget, if you find you’re still running in the red, call your creditors and let them know you’re having difficulty making ends meet. Explain your circumstances and try to work out a budget plan that works for them and you. Make this move now. Don’t wait until you receive a call from a collection agency to work out a payment arrangement with your creditor. By then, it’s often too late.

Credit Counseling

If you need help sticking to a budget, you may want to consider credit counseling. Credit counseling service providers can work as a liaison between you and your creditors to work out a payment plan to get you out of debt. In some cases, the counseling agency can even lobby for you to have some interest and penalties waived. Usually, you must discontinue use of any credit cards and agree not to seek out any more credit until your debts are paid. Not all creditors will agree to the plan, so you need to be ready to continue paying them apart from your counseling agency’s repayment plan.

Although a repayment plan may relieve some of the stress that comes with financial difficulties, it doesn’t erase your negative credit history. The fact that you’re using a credit counselor may be noted in your credit report. Throughout all this rearranging, keep in mind your goal is debt reduction and credit repair.

Debt Consolidation

Through debt consolidation, you may at least be able to reduce your cost of credit. Your debt balance will remain the same, but you may pay less in interest charges each month. Debt consolidation can be achieved by applying for lower-interest-rate credit cards, or by taking a second mortgage or obtaining a home equity loan.

Be careful here, however, as two things can happen. If you fall behind on your payments for the home equity loan, you could lose your house. In addition, with all your credit cards paid off, you now could encounter the same problem as before if you apply for more credit cards. Debt consolidation works if the process rearranges your old debt while helping you create new credit habits.

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Kay Baker Associates | 1001 Military Cutoff | Ste 101 Wilmington, NC 28405 | | 910-202-3607 | Fax 910-338-2428

Copyright © 2017 Wilmington NC Real Estate Guide. All rights reserved. Disclaimer: All content on this blog is my own opinion and should not be treated as fact or relied upon when purchasing or selling real estate.