Wilmington NC Real Estate Short Sale Specialist

If you are in the market to sell your home in Wilmington NC and are facing a possible short sale, a HAFA Short sale Specialist in the local market place, is the agent you need to have on your side.  A HAFA short sale specialist will know how to present your personal situation to the lender for you, and when an offer is presented, a specialist will know how to negotiate and prepare the package for the lender. These steps are very important for the process to expedite in a timely manner.

HAFA Requirements

There are minimum requirements for a homeowner to qualify for the HAFA short sale program.

It must be your principal residence.

The Mortgage lien originated before 01/01/09 and it is first lien.

The mortgage is in default or will be in the near future.

The mortgage balance must be $729,750 or less.

The monthly payment exceeds 31% of the borrowers income.

And a bonus for the seller, $1500!

Please contact us immediately if you are facing a short sale situation, we will review the entire process with you, confidentially, of course. We are your HAFA  short sale specialist in Wilmington NC.

And, if you are a buyer looking to purchase a possible short sale, please email kaybaker@ec.rr.com for a complete list of short sales and foreclosures. Or you can log onto my website at www.cbbaker.com.