Wilmington NC Best City List for Job Growth

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Wilmington NC Jobs Increase

There are signs of a recovering economy as a recent jobs report listing cities with jobs growth over 1% for period July-October 2009, listed Wilmington NC in the top ten cities for jobs growth during that period. The list was compiled by the Bureau of Labor Statistics. There were 77 cities that saw jobs increase during that period and 19 cities saw growth of over 1%. Wilmington NC jobs increased by 2.1% while Merced, Calif saw a 2.7% increase and Raleigh-Cary 1.3%. That is really good news for the Cape Fear Region.

The housing market seems to be experiencing a comeback, as the market has had 4 consecutive months of sales increases over 2008.

Wilmington NC Real Estate

If you are thinking about purchasing Wilmington, NC real estate, please take advantage of the $8000 tax credit. What an opportunity for homebuyers! And, you can search for Wilmington NC homes by neighborhood, schools, maps, zip codes, price and more at www.cbbaker.com. Please feel free to contact me at kaybaker@ec.rr.com or 910232-0363. We are here to assist you with your real estate needs every step of the way.

Categories: Buying Wilmington NC real estate, Economy

Good Faith Estimate for Homebuyers in Wilmington NC

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Homebuyers Good Faith Estimate

Recent guidelines from Washington have forced a change to the way that loan originators will disclose closing costs for all homebuyers. The purpose of the new Good Faith Estimate is to level the playing field for borrowers comparing loans to be able to make apples to apples comparisons for loan scenarios.

In essence, HUD is working to bring all lenders up to the same standard of excellence in reporting closing costs that I have always adhered to, estimating realistic fees that a buyer should expect to pay at closing with no last minute surprises.

Closing costs for the homebuyer

What are the important facts you should be award of as a homebuyer? Below are some important points to know:

All fees paid to the lender/broker are to be consolidated in one line, including processing fees, origination fees, etc. These charges cannot change from the original estimate without a material change to the loan requested.
In the event fees are being charged to obtain a lower rate, these are to be broken out and itemized for the borrower’s ease of comparison to other loan programs.
Estimates for fees from government recording charges and third party settlement providers we suggest are to be itemized and the lender is held to a tolerance of 10% for their accuracy. In the event the estimated charges exceed the amount listed by the allowable tolerance, the lender will be responsible for making up the difference.
Estimates for services that the buyer can shop for and do choose can change at settlement without the lender being held accountable. This can include title charges, homeowner’s insurance, and initial deposits for an escrow account.

Wilmington NC Homebuyers

As always, we strive to assist our Wilmington, NC homebuyers in selecting a reputable home lender that will give you an accurate estimate of closing costs and funds for closing.

Wilmington NC Real Estate

Why not contact a professional Realtor with many years of local knowledge and experience, Kay Baker. I am here to assist you in your purchase of Wilmington NC real estate every step of the way. Whether you are looking for foreclosures and short sales, second home, golf course home or a first time buyer, we are here to guide you in one of your most important decisions. Take advantage of this once in a lifetime opportunity to buy a home. Interest rates are at historic lows and homes are all on SALE! Contact me today kaybaker@ec.rr.com.

Categories: Buying Wilmington NC real estate, Financing a Home Purchase in Wilmington NC

Wilmington NC Real Estate and Homes.com

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Wilmington NC Real Estate

Coldwell Banker Sea Coast Associates now have the ability to leverage the power and success of Homes.com! One of real estate’s fastest-growing property portals, Homes.com features nearly 100 percent organic traffic for better listing performance and higher quality leads. Now all of our Wilmington NC real estate listings will be near the top of the search results.

Coldwell Banker Sea Coast Realty and Homes.com have
partnered together to increase your listing exposure
to more than 4 million monthly viewers.


Homes.com Premier Listings include:
Up to 30 photos of your current listing will
automatically be displayed
Virtual tours will automatically display
Agent photo and name will appear
Your phone number, email and link to your agent
website will appear
Listings included on the Homes.com search application for the iPhone include a link from to drive traffic directly to your website
Live mapping of each property
Control panel access for tracking and lead distribution
A Control Panel is available for those agents who wish to make additional changes to their listings on

If you are looking to sell Wilmington NC real estate, please give us a call today. We will show you our very aggressive marketing approach for 2010! Don’t hesititate, give us a call today or email kaybaker@ec.rr.com.

Categories: Home Selling

Porters Neck Plantation Wilmington NC Real Estate

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Porters Neck Plantation

Porters Neck Plantation is a private and gated country club community located in Wilmington, NC. It  offers Southern hospitality with its low country architecture and friendly neighborhoods of years gone by. Whether you are seeking the easy life of low maintenance living in a patio home or villa, or the Southern architecture of distinctive Porters Neck homes, you will find it all right here. Porters Neck Plantation is located minutes from bustling Wilmington, NC,  Wrightsville Beach and Historic Wilmington on the riverfront. Porters Neck is also home to a fine country club and championship golf course designed by Tom Fazio. In addition, you will enjoy all types of water activities with access to the ICWW at your fingertips. Take a cruise over to popular Lee Island and Rich’s Inlet for fabulous afternoon relaxation.

This unique low country style home in Porters Neck with beaded cedar siding is a very  spacious home with 3BR, 2.5 Bath and an oversized 3-car garage with a double and single garage door and laundry sink. The 26 X 15 finished room above garage has a walk-in closet. This quality home has numerous upgrades including a Culligan Reverse Osmosis and Water Softener. Hardwood floors in the main living area and custom built-ins add elegance and flank the gas log fireplace. Wonderful storage areas exist inside and out where you’ll find a 10 X 12 crawl space slab area for most any outdoor item. This home sits on a professionally landscaped .58 corner cul-de-sac lot. Enjoy flowering Hydrangea, Camellia, and other lush trees and vegetation from the 13 X 11 screened porch and adjacent deck. Also wide moldings, French doors, plantation shutters, smooth ceilings, large walk-in closets, a separate jetted tub and walk-in tiled shower in the master bath, double vanity and a walk-in laundry room with cabinets. Enjoy wonderful walks on the beach or day fishing just minutes away.portersneck

Wilmington NC Real Estate

Please feel free to contact me with any questions or requests about homes for sale in Porters Neck Plantation, Wilmington, NC real estate, or any location in the Cape Fear Region. I have lived here all my life and can help match a neighborhood with a home and schools. I know where the best shopping is and all the main attractions. If you are looking for a second home or investment property in Porters Neck Plantation, there are still really affordable homes in the great coastal area, but you will need a real estate expert to help you.

Categories: Buying Wilmington NC real estate

Kay Baker Associates | 1001 Military Cutoff | Ste 101 Wilmington, NC 28405 | kaybakerassociates@ec.rr.com | 910-202-3607 | Fax 910-338-2428

Copyright © 2017 Wilmington NC Real Estate Guide. All rights reserved. Disclaimer: All content on this blog is my own opinion and should not be treated as fact or relied upon when purchasing or selling real estate.